overdraft_opt_out

A core account lost overdraft functionality.

  • CodeODOT
  • Event trigger — Account feature 17 for the core account changes to E or I.
  • Processes — These processes contain the event trigger:
    • Set Account Feature endpoint
    • Automated process that deactivates overdraft accounts after the number of days in ODPDN have passed without outstanding overdraft balance being paid off.
    • Galileo-hosted cardholder website
    • Customer Service Tool

Fields

All fields are strings. Your field names may vary. Default fields are included in the default webhook template. See Default and optional fields for more information.

Field Default Description
balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"

msg_event_id

Unique Galileo-generated identifier for this message. Example: "243693"

msg_id

The four-letter code to identify this event. Example: "ODOT"

od_f_open_to_buy

Available overdraft balance minus pending fees. Example: "120.00"

od_open_to_buy

Available overdraft balance. Example: "140.00"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2025-01-31 17:20:33 MST"

type X

The name of this event: "overdraft_opt_out"

Example

# overdraft_opt_out example:
{
  "balance_id": "20211",
  "msg_event_id": "243693",
  "msg_id": "ODOT",
  "od_f_open_to_buy": "120.00",
  "od_open_to_buy": "140.00",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "timestamp": "2025-01-31 17:20:33 MST",
  "type": "overdraft_opt_out"
}