An overdraft credit limit was changed. The change occurred because of one of these conditions:

  • Account feature 17 is changed to P (participating) and the core account meets requirements for a credit-limit increase.
  • The credit limit is decreased.
  • The credit limit is removed because the account no longer meets eligibility requirements.

  • CodeODCL
  • Event trigger — The credit limit changes.
  • Process — This process contains the event trigger:
    • Automated process that determines overdraft account activity and core account eligibility for a credit-limit adjustment


All fields are strings. Your field names may vary.

Field Required Description
balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"

credlim X

The adjusted overdraft credit limit. Example: "400"


Unique Galileo-generated identifier for this message. Example: "243693"


The four-letter code to identify this event. Example: "ODCL"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2023-01-29 17:20:33 MST"

type X

The name of this event: "overdraft_credit_limit_change"


# overdraft_credit_limit_change example:
  "balance_id": "20211",
  "credlim": "400",
  "msg_event_id": "243693",
  "msg_id": "ODCL",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "timestamp": "2023-01-29 17:20:33 MST",
  "type": "overdraft_credit_limit_change"