An overdraft credit limit was changed. The change occurred because of one of these conditions:

  • Account feature 17 is changed to P (participating) and the core account meets requirements for a credit-limit increase.
  • The credit limit is decreased.
  • The credit limit is removed because the account no longer meets eligibility requirements.

  • CodeODCL
  • Event trigger — The credit limit changes.
  • Process — This process contains the event trigger:
    • Automated process that determines overdraft account activity and core account eligibility for a credit-limit adjustment


All fields are strings. Your field names may vary. Default fields are included in the default webhook template. See Default and optional fields for more information.

Field Default Description
balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"

credlim X

The adjusted overdraft credit limit. Example: "400"


Unique Galileo-generated identifier for this message. Example: "243693"


The four-letter code to identify this event. Example: "ODCL"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "999101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2025-01-31 17:20:33 MST"

type X

The name of this event: "overdraft_credit_limit_change"


# overdraft_credit_limit_change example:
  "balance_id": "20211",
  "credlim": "400",
  "msg_event_id": "243693",
  "msg_id": "ODCL",
  "pmt_ref_no": "999101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "timestamp": "2025-01-31 17:20:33 MST",
  "type": "overdraft_credit_limit_change"