A bill payment has failed because of insufficient funds for the payment, non-active account, or insufficient funds for the fee. The available balance has changed only if there were insufficient funds for the fee and both AAIGB and BPPPF are not set.

Code — BSPF
Event trigger — A bill payment fails preliminary checks.
Process — This process contains the event trigger:
- Internal validation process

Fields

All fields are strings. Your field names may vary. Default fields are included in the default webhook template. See Default and optional fields for more information.

Field	Default	Description
act_type		For all bill payments the activity type is `"AD"`.
amount	X	Amount of the transaction. Unsigned. Example: `"63.21"`
balance_id	X	The balance ID, also called the `galileo_account_number`. Example: `"20211"`
billpay_id	X	Unique identifier for this billpay transaction. Example: `"2436543"`
description		Description for the billpay transaction. Example: `"Nov 2023 bill"`
ext_trans_id		External transaction ID. Example: `"1234-abcdefg"`
merchant_number		Merchant number (DE042). Example: `"L4DIV6D5LM4X7LF"`
msg_event_id		Unique Galileo-generated identifier for this message. Example: `"243693"`
msg_id		The four-letter code to identify this event. Example: `"BSPF"`
open_to_buy	X	The available balance to spend. Example: `"500.00"`
opentobuy_ts		The exact date-time at which `open_to_buy` was captured. Format: `YYYY-MM-DD hh:mm:ss.ssssss` Example: `"2023-03-17 14:06:50.243654"`
pmt_ref_no	X	Galileo 12-digit payment reference number (PRN) for the account. Example: `"155101003022"`
prod_id	X	The product ID of the account. Example: `"1701"`
prog_id	X	The program ID of the account. Example: `"305"`
timestamp	X	Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: `YYYY-MM-DD hh:mm:ss MST` Example: `"2025-01-31 17:20:33 MST"`
type	X	The name of this event: `"sched_billpay_fail"`

Example

# sched_billpay_fail example:
{
  "act_type": "AD",
  "amount": "63.21",
  "balance_id": "20211",
  "billpay_id": "2436543",
  "description": "Nov 2023 bill",
  "ext_trans_id": "1234-abcdefg",
  "merchant_number": "L4DIV6D5LM4X7LF",
  "msg_event_id": "243693",
  "msg_id": "BSPF",
  "open_to_buy": "500.00",
  "opentobuy_ts": "2023-03-17 14:06:50.243654",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "timestamp": "2025-01-31 17:20:33 MST",
  "type": "sched_billpay_fail"
}