Set Account Feature

Use the Set Account Feature endpoint to set or modify specified attributes of a customer account.

When enabling and disabling fraud rules (featureType: 14), keep in mind that if you pass featureValue: Y and do not pass endDate, the end date is set to 3000-01-01, meaning that fraud rules are suspended indefinitely. To update the timespan for fraud-rule suspension, pass featureValue: Y and the new start and/or end date-times. To immediately re-enable fraud rules, pass featureValue: N. When featureValue: N, the date fields are ignored.

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Note

Feature types 20, 21, and 22 are mutually exclusive. Only one can be set to Y at a time.

See Global Response Statuses for status codes that are common across endpoints.

The table below lists status codes that apply to this specific endpoint.

Status CodeCode Description
426-01Invalid feature type
426-02Feature not allowed for account product
426-03Feature value does not match the configured format for the feature type
426-04Product cannot be switched to the same product
426-05Product cannot be switched to an unauthorized product
426-06Features cannot be set simultaneously. Unset all the others to set this one.

featureType table

featureTypeFeature descriptionfeatureValue
1Enable bill-payment reporting.Y or N
2Enable paper statements.Y or N
3Change product ID. Alternatively, use the Switch Product endpoint for granular control.New product ID (integer)
5Enable express shipping. Use the values supported by your emboss vendor.Y or N or 0-9
6Allow card-not-present transactions.Y or N
7Enable ACH early access.Y or N
8Allow international transactions.Y or N
9Disable ATM withdrawals.Y or N
10Disable cash advances.Y or N
11Enable savings round-up.Y or N
13Mark customer as high risk.Y or N
14Pass featureValue: Y to disable Galileo dynamic fraud rules. When featureValue: Y you can optionally set startDate and endDate; otherwise, the default for endDate is the year 3000. When featureValue: N (enable rules), the date fields are ignored and the rules are re-enabled immediately. To disable only your selected fraud rules, use featureType: 26 instead.Y or N
16Custom card art ID. Must include pipe A (|A) at the end of the ID.Example: Ca9ykshiu|A
17Overdraft eligibility or participationE (eligible)
I (ineligible)
P (participating)
19Opt in to E-sign.Y or N
20Block card-present and card-not-present transactions. Allow only those with a token (mobile wallet and AVS). Does not block card loads. Use this setting to ensure that only mobile wallet transactions are approved until the cardholder receives the physical card and activates it.Y or N
21Block card-present transactions. Allow card-not-present, AVS and token (mobile wallet) transactions. Does not block card loads. Use this feature to permit cardholders to use a digital version of a card online.Y or N
22Block all token transactions. Use this feature to block mobile-wallet transactions when a cardholder reports a mobile wallet as lost or stolen. This feature permits AVS, card-present and card-not-present transactions.Y or N
23First delinquency date. To remove the delinquency date, call Set Account Feature again and set endDate to "now," which expires the delinquency date.YYYY-MM-DD
24Delinquency amountDecimal amount
25Emboss line 2String
26Pass featureValue: Y to disable only your selected dynamic fraud rules, while leaving safety fraud rules enabled. When featureValue: Y you can optionally set startDate and endDate; otherwise, the default for endDate is the year 3000. When featureValue: N (enable rules), the date fields are ignored and the rules are re-enabled immediately. To disable all fraud rules, use featureType: 14 instead.Y or N
29Update the contents of the CRMSG parameter (carrier message). 150 characters max. You must set up the CRMSG parameter with Galileo before using this featureType.String
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