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pmt_delayed

An attempt to move funds into a customer account has been delayed because of a load limit violation. An automated process will attempt to post the transaction on the next day. Available balance has not changed.

  • Code — BDPM
  • Event trigger — A payment or deposit violates load limits.
  • Processes — These processes contain the event trigger:

Fields

All fields are strings. Your field names may vary.

Field Required Description
ach_trans_id

Unique Galileo-generated identifier for an ACH transaction. Example: "7971383"
act_type

For all payments the activity type is "PM".
amount X

Amount of the transaction. Unsigned. Example: "63.21"
avail_cash

For debit accounts, the open_to_buy plus available overdraft. Example: "143.11"
avail_credit

For credit accounts, the available credit limit to spend. Example: "432.00"
balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"
credit_balance

For credit accounts, the total amount of unpaid purchases and advances. Example: "325.00"
description X

"Description of the payment. Example: "Transfer from Savings"
ext_trans_id X

External transaction ID. Example: "1234-abcdefg"
merchant_name

Merchant name (first 22 characters of DE043). Should not be used for matching; instead, use merchant_number. Example: "Widgets Incorporated"
merchant_number

Merchant number (DE042). Example: "L4DIV6D5LM4X7LF"
msg_event_id

Unique Galileo-generated identifier for this message. Example: "243693"
msg_id

The four-letter code to identify this event. Example: "BDPM"
open_to_buy X

The available balance to spend. Example: "500.00"
opentobuy_ts

The exact date-time at which open_to_buy was captured. Format: YYYY-MM-DD hh:mm:ss.ssssss Example: "2023-03-17 14:06:50.243654"
otype

See Transaction Types for possible values. Example: "W"
pmt_id X

Galileo-generated identifier for this payment. Example: "7971383"
pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"
prod_id X

The product ID of the account. Example: "1701"
prog_id X

The program ID of the account. Example: "305"
timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2023-01-29 17:20:33 MST"
type X

The name of this event: "pmt_delayed"
user_data

Populated according to your use case and needs by arrangement with Galileo.

Example

# pmt_delayed example:
{
  "ach_trans_id": "7971383",
  "act_type": "PM",
  "amount": "63.21",
  "avail_cash": "143.11",
  "avail_credit": "432.00",
  "balance_id": "20211",
  "credit_balance": "325.00",
  "description": "Transfer from Savings",
  "ext_trans_id": "1234-abcdefg",
  "merchant_name": "Widgets Incorporated",
  "merchant_number": "L4DIV6D5LM4X7LF",
  "msg_event_id": "243693",
  "msg_id": "BDPM",
  "open_to_buy": "500.00",
  "opentobuy_ts": "2023-03-17 14:06:50.243654",
  "otype": "W",
  "pmt_id": "7971383",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "timestamp": "2023-01-29 17:20:33 MST",
  "type": "pmt_delayed"
}