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pmt_delayed

An attempt to move funds into a customer account has been delayed because of a load limit violation. An automated process will attempt to post the transaction on the next day. Available balance has not changed.

  • Code — BDPM
  • Event trigger — A payment or deposit violates load limits.
  • Processes — These processes contain the event trigger:

Fields

All fields are strings. Your field names may vary. Default fields are included in the default webhook template. See Default and optional fields for more information.

Field Default Description
ach_trans_id

Unique Galileo-generated identifier for an ACH transaction. Example: "7971383"
act_type

For all payments the activity type is "PM".
amount X

Amount of the transaction. Unsigned. Example: "63.21"
avail_cash

For debit accounts, the open_to_buy plus available overdraft. Example: "143.11"
avail_credit

For credit accounts, the available credit limit to spend. Example: "432.00"
balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"
credit_balance

For credit accounts, the total amount of unpaid purchases and advances. Example: "325.00"
description X

"Description of the payment. Example: "Transfer from Savings"
ext_trans_id X

External transaction ID. Example: "1234-abcdefg"
merchant_name

Merchant name (first 22 characters of DE043). Should not be used for matching; instead, use merchant_number. Example: "Widgets Incorporated"
merchant_number

Merchant number (DE042). Example: "L4DIV6D5LM4X7LF"
msg_event_id

Unique Galileo-generated identifier for this message. Example: "243693"
msg_id

The four-letter code to identify this event. Example: "BDPM"
open_to_buy X

The available balance to spend. Example: "500.00"
opentobuy_ts

The exact date-time at which open_to_buy was captured. Format: YYYY-MM-DD hh:mm:ss.ssssss Example: "2023-03-17 14:06:50.243654"
otype

See Transaction Types for possible values. Example: "W"
pmt_id X

Galileo-generated identifier for this payment. Example: "7971383"
pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"
prod_id X

The product ID of the account. Example: "1701"
prog_id X

The program ID of the account. Example: "305"
timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2023-01-29 17:20:33 MST"
type X

The name of this event: "pmt_delayed"
user_data

Populated according to your use case and needs by arrangement with Galileo.

Example

# pmt_delayed example:
{
  "ach_trans_id": "7971383",
  "act_type": "PM",
  "amount": "63.21",
  "avail_cash": "143.11",
  "avail_credit": "432.00",
  "balance_id": "20211",
  "credit_balance": "325.00",
  "description": "Transfer from Savings",
  "ext_trans_id": "1234-abcdefg",
  "merchant_name": "Widgets Incorporated",
  "merchant_number": "L4DIV6D5LM4X7LF",
  "msg_event_id": "243693",
  "msg_id": "BDPM",
  "open_to_buy": "500.00",
  "opentobuy_ts": "2023-03-17 14:06:50.243654",
  "otype": "W",
  "pmt_id": "7971383",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "timestamp": "2023-01-29 17:20:33 MST",
  "type": "pmt_delayed"
}