The business application identifier (BAI) is a value provided by Visa to identify the type of Visa Money Transfer that is being performed. The bai field is available in the Auth API webhook and the RDFs.
| Code | Application type |
|---|---|
| AA | Account to account |
| BB | Business to business |
| BI | Money transfer (bank-initiated) |
| BP | Non-card bill payment |
| CD | Cash deposit |
| CI | Cash in |
| CO | Cash out |
| CP | Card bill payment |
| FD | Funds disbursement (general) |
| FT | Funds transfer |
| GD | Government disbursement |
| GP | Gambling payment (other than online gambling) |
| LO | Loyalty and offers |
| MD | Merchant disbursement |
| MI | Merchant-initiated Money Transfer |
| MP | Face-to-face merchant payment |
| OG | Online gambling payout |
| PD | Payroll/pension disbursement |
| PP | Person to person |
| PS | Payment for goods and services |
| TU | Prepaid reload / top-up |
| WT | Wallet transfer |