An overdraft account status has changed. The associated core account status has not changed.

If the new status is frozen or K (suspended), then the ODSK: overdraft_suspended event is also triggered. This event is also triggered when:

  • The number of days in ODPSQ is reached and the account status is changed to Q (delinquent).
  • The status changes from K or Q to N (normal, active) because eligibility requirements have been met.

  • CodeODSC
  • Event trigger — The overdraft status changes to any new value.
  • Processes — These processes contain the event trigger:
    • Automated process that changes the overdraft status
    • Galileo-hosted cardholder website
    • Customer Service Tool


All fields are strings. Your field names may vary. Default fields are included in the default webhook template. See Default and optional fields for more information.

Field Default Description
balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"


Unique Galileo-generated identifier for this message. Example: "243693"


The four-letter code to identify this event. Example: "ODSC"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "999101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2025-01-31 17:20:33 MST"

type X

The name of this event: "overdraft_status_change"


# overdraft_status_change example:
  "balance_id": "20211",
  "msg_event_id": "243693",
  "msg_id": "ODSC",
  "pmt_ref_no": "999101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "timestamp": "2025-01-31 17:20:33 MST",
  "type": "overdraft_status_change"