An overdraft account status has changed. The associated core account status has not changed.

If the new status is frozen or K (suspended), then the ODSK: overdraft_suspended event is also triggered. This event is also triggered when:

  • The number of days in ODPSQ is reached and the account status is changed to Q (delinquent).
  • The status changes from K or Q to N (normal, active) because eligibility requirements have been met.

  • CodeODSC
  • Event trigger — The overdraft status changes to any new value.
  • Processes — These processes contain the event trigger:
    • Automated process that changes the overdraft status
    • Galileo-hosted cardholder website
    • Customer Service Tool


All fields are strings. Your field names may vary.

Field Required Description
balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"


Unique Galileo-generated identifier for this message. Example: "243693"


The four-letter code to identify this event. Example: "ODSC"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2023-01-29 17:20:33 MST"

type X

The name of this event: "overdraft_status_change"


# overdraft_status_change example:
  "balance_id": "20211",
  "msg_event_id": "243693",
  "msg_id": "ODSC",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "timestamp": "2023-01-29 17:20:33 MST",
  "type": "overdraft_status_change"