An account has a negative balance. The Galileo process that detects negative balances runs every morning from 03:00–04:00 MST. This event is sent only when MPNEG is set to Y.

Compare with BBAL: bal.

  • CodeBNEG
  • Event trigger — The account has a negative balance today.
  • Process — This process contains the event trigger:
    • Internal process that detects accounts with a negative balance.


All fields are strings. Your field names may vary.

Field Required Description
balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"

msg_event_id X

Unique Galileo-generated identifier for this message. Example: "243693"


The four-letter code to identify this event. Example: "BNEG"

open_to_buy X

The available balance to spend. Example: "-21.10"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2023-01-29 17:20:33 MST"

type X

The name of this event: "neg_bal"


# neg_bal example:
  "balance_id": "20211",
  "msg_event_id": "243693",
  "msg_id": "BNEG",
  "open_to_buy": "-21.10",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "timestamp": "2023-01-29 17:20:33 MST",
  "type": "neg_bal"