The stip_additional_detail field in the STPN: auth_stip_notification event message and the additional_detail field in the Auth API message contains the values shown in one of these tables. You must have the STIPR parameter set to receive these fields.
Mastercard codes
DE121 contains the appropriate Mastercard-assigned customer ID number that uniquely identifies the Mastercard STIP facility or alternate routing customer processing system that was responsible for performing STIP on behalf of the issuer. For Galileo clients, the only valid value is 000001. DE121 is present only for Mastercard credit (DMS).
| Code | Description |
|---|---|
| 000001 | Stand-In System |
Visa codes
Field 44.4 identifies STIP reason codes in issuer STIP-generated advice messages.
| Code | Description |
|---|---|
| 2 | Missing expiration date |
| 3 | VSDC default response code decline |
| 4 | CVV2 default response code decline |
| 5 | Declined key-entered transaction in STIP |
| 6 | Risky country response code |
| 7 | Interlink pre-auth completion history |
| 8 | OCT rule decline |
| 9 | Domestic PIN at POS set to decline in STIP |
| A | AA score greater than value specified by issuer |
| B | AA score greater than STIP MCC threshold |
| C | Processed by Smarter STIP |
| F | Amount exceeds cardholder available balance |