Create Loan From Transactions

Use the Create Loan From Transactions endpoint to create a loan from multiple transactions. Buy Now, Pay Later: Post-purchase enables cardholders with the ability to turn eligible, settled transactions on credit and debit cards into an installment plan or loan. Loan subproducts configured for your installment loans product and are assigned a subproduct ID.

The table below lists status codes that apply to this specific endpoint.

See Global Response Statuses for status codes that are common across endpoints.

Status CodeCode Description
1219-01The subProductId is invalid or does not exist.
1219-02Loan cannot be created since the customer profile is incomplete
1219-03The PRN is invalid
1219-04The number of settlement keys cannot exceed 5
1219-05The number of settlement keys cannot be 0
1219-06The loan term is greater than the maximum configured
1219-07The loan term is less than the minimum configured
1219-08The loan term entered must be between 0 and 9999
1219-09One or more settlement keys are invalid
1219-10The total loan term is more than the maximum allowable limit, please validate the capital term or loan term values.
1219-11The total loan term is less than the minimum allowable limit, please validate the capital term or loan term values.
1219-12The loan APR cannot exceed 36%.
1219-13At least one of the settlement keys has already been used to create another loan
1219-14One or more settlement keys have an invalid format
1219-15Disbursement destination PRN cannot be used along with disbursement destination type as EXTERNAL
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