auth_exp

An authorized transaction expired before it was cleared. The authorization amount has been credited to the available balance. For reversal expiry see BEXR: auth_exp_reversal.

  • CodeBEXP
  • Event trigger — The expiry time elapses before an authorization is cleared.
  • Process — This process contains the event trigger:
    • Galileo receives a clearing message for the reversal.

Fields

The data elements (DEs) indicated in the field descriptions may vary by network. All fields are strings. Your field names may vary.

Field Required Description
act_type

See Activity Type for possible values. Example: "VI"

amount X

The amount of the authorization request. Includes fees and upcharges. DE004 times the conversion rate in DE009. The amount is signed: - to debit the account and + to credit the account. Example: "10.25"

auth_id X

Galileo-generated ID for the authorization request. This ID is unique per subnetwork. Example: "12303090"

auth_tran_type

Based on DE003, processing code. Type of authorization request. See Authorization types for possible values. Example: "5"

avail_cash

For debit accounts, the open_to_buy plus available overdraft. Example: "143.11"

avail_credit

For credit accounts, the available credit limit to spend. Example: "432.00"

balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"

cad X

Galileo-generated card ID. Example: "12534"

cashback_amount

Amount of the transaction that is cashback instead of purchase. This amount is included in amount. Example: "20.00"

credit_balance

For credit accounts, the total amount of unpaid purchases and advances. Example: "325.00"

credit_ind

Whether the transaction arrived at Galileo over credit or debit rails. Y is credit; N is debit. Example: "Y"

currency

Currency code for amount, which is the currency of the cardholder account.. Example: "840"

de003

Raw contents of DE003, processing code. See DE003 Codes for possible values. Example: "002000"

de022

Raw contents of DE022, POS entry mode. See DE022 Codes for possible values. Example: "071"

domestic

Whether this is a domestic transaction. Y is domestic; N is international. Example: "Y"

fund_pastotb

The available balance of the real-time funding account after this transaction takes place. Example: "24365.90"

fund_pmt_ref_no

The PRN of the real-time funding account that is associated with this RTF spending account. Example: "122101354223"

local_currency

Currency code for local_currency_amount (DE049). Example: "124"

local_currency_amount

Amount of the transaction in the currency at the point of sale (DE004). No fees or upcharges included. Example: "1245.20"

local_surcharge_amt

The surcharge amount (DE028) added by the merchant or ATM operator. This amount is included in amount. Example: "2.50"

mcc X

Merchant category code (DE018). Example: "5712"

merchant

Concatenation of merchant_name and merchant_location. Example: "RIDESHARE.COM/CHARGES, SAN FRANCISCO, CA"

merchant_location X

Merchant city and state (from remaining part of ISO DE043). Example: "NEW YORK, NY"

merchant_name X

Merchant name (first 22 characters of DE043). Should not be used for matching; instead, use merchant_number. Example: "Widgets Incorporated"

merchant_number X

Merchant number (DE042). Example: "L4DIV6D5LM4X7LF"

msg_event_id

Unique Galileo-generated identifier for this message. Example: "243693"

msg_id

The four-letter code to identify this event. Example: "BEXP"

network X

See Events Network Codes for possible values. Example: "V"

open_to_buy X

The available balance to spend. Example: "500.00"

opentobuy_ts

The exact date-time at which open_to_buy was captured. Format: YYYY-MM-DD hh:mm:ss.ssssss Example: "2023-03-17 14:06:50.243654"

original_auth_id

The ID of a prior authorization in the sequence. For example, for a completion, this is the auth_id of the preauthorization. For a reversal, this is the auth_id of the transaction that is being reversed. Example: "12303085"

otype

See Transaction Types for possible values. Example: "W"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

risk_score

Risk score provided by the network. Higher numbers mean higher risk. Example: "26"

settle_currency

Currency code for settle_currency_amount. Example: "840"

settle_currency_amount

Amount of the settlement in the currency of the cardholder account. Example: "35.44"

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2023-01-29 17:20:33 MST"

token_type

Name of token requester. Example: "Apple Inc."

type X

The name of this event: "auth_exp"

user_data

Populated according to your use case and needs by arrangement with Galileo.

Example

# auth_exp example:
{
  "act_type": "VI",
  "amount": "10.25",
  "auth_id": "12303090",
  "auth_tran_type": "5",
  "avail_cash": "143.11",
  "avail_credit": "432.00",
  "balance_id": "20211",
  "cad": "12534",
  "cashback_amount": "20.00",
  "credit_balance": "325.00",
  "credit_ind": "Y",
  "currency": "840",
  "de003": "002000",
  "de022": "071",
  "domestic": "Y",
  "local_currency": "124",
  "local_currency_amount": "1245.20",
  "local_surcharge_amt": "2.50",
  "mcc": "5712",
  "merchant": "RIDESHARE.COM/CHARGES, SAN FRANCISCO, CA",
  "merchant_location": "NEW YORK, NY",
  "merchant_name": "Widgets Incorporated",
  "merchant_number": "L4DIV6D5LM4X7LF",
  "msg_event_id": "243693",
  "msg_id": "BEXP",
  "network": "V",
  "open_to_buy": "500.00",
  "opentobuy_ts": "2023-03-17 14:06:50.243654",
  "original_auth_id": "12303085",
  "otype": "W",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "risk_score": "26",
  "settle_currency": "840",
  "settle_currency_amount": "35.44",
  "timestamp": "2023-01-29 17:20:33 MST",
  "token_type": "Apple Inc.",
  "type": "auth_exp"
}