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adj

The available balance has been adjusted. A credit has a positive value for amount, and a debit has a negative value.

Fields

All fields are strings. Your field names may vary. Default fields are included in the default webhook template. See Default and optional fields for more information.

Field Default Description
account_status

See Account Statuses for possible values. Example: "N"
ach_acct_id

The ACH account to which the payment was posted. Example: "212101392821"
ach_source_trace

Trace ID for an ACH transaction, generated by the originator. 15 digits. Example: "034294619573021"
ach_trans_id X

Unique Galileo-generated identifier for an ACH transaction. For BADJ and BPMT, this field may contain the auth_id of a card-load transaction. Example: "7971383"
act_type X

For all adjustments the activity type is "AD".
adj_id X

Galileo-generated identifier for this adjustment. Example: "462354"
amount X

Amount of the adjustment. A negative sign (-) indicates amount debited from account. Example: "32.56"
avail_cash

For debit accounts, the open_to_buy plus available overdraft. Example: "143.11"
avail_credit

For credit accounts, the available credit limit to spend. Example: "432.00"
balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"
cad

Galileo-generated card ID. Example: "12534"
card_status

See Card Statuses for possible values. Example: "N"
client_id

ID for the customer record. Example: "264539"
company_entry_desc

Company descriptor found in the batch header of the Nacha file. Example: "RESTAURANT"
credit_balance

For credit accounts, the total amount of unpaid purchases and advances. Example: "325.00"
currency

Currency code for amount, which is the currency of the cardholder account.. Example: "840"
description X

Transaction description. Example: "Transfer from savings"
ext_trans_id

External transaction ID. Example: "1234-abcdefg"
mcc

Merchant category code (DE018). Example: "5712"
msg_event_id

Unique Galileo-generated identifier for this message. Example: "243693"
msg_id

The four-letter code to identify this event. Example: "BADJ"
odfi_routing_number

Routing number for the originating depository financial institution (ODFI) of an ACH or wire transaction. Nine digits. Example: "325491456"
open_to_buy X

The available balance to spend. Example: "500.00"
opentobuy_ts

The exact date-time at which open_to_buy was captured. Format: YYYY-MM-DD hh:mm:ss.ssssss Example: "2023-03-17 14:06:50.243654"
orig_acct_number

ACH or wire originator account number. Example: "265493042"
orig_name

ACH, Real-Time Payment (RTP), or wire originator name. Example: "ABC Bank"
otype X

See the curated list of otypes for your program from Galileo. Example: "AC"
pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"
prod_id X

The product ID of the account. Example: "1701"
prog_id X

The program ID of the account. Example: "305"
receiver_name

Name on the ACH or Real-Time Payment (RTP) recipient account. Example: "Jamal Williams"
sec_code

Standard entry class code such as PPD for direct deposits and WEB for P2P transactions. Example: "PPD"
settle_julian_date

The date the transaction settled in Julian format: YYDDD Example: "23005"
source_id X

An identifier that maps back to the origin of the adjustment.
source_inst_name

For ACH transactions, the name of the originator.
timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2023-01-29 17:20:33 MST"
type X

The name of this event: "adj"
user_data

Populated according to your use case and needs by arrangement with Galileo.

Example

# adj example:
{
  "account_status": "N",
  "ach_acct_id": "212101392821",
  "ach_source_trace": "034294619573021",
  "ach_trans_id": "7971383",
  "act_type": "AD",
  "adj_id": "462354",
  "amount": "32.56",
  "avail_cash": "143.11",
  "avail_credit": "432.00",
  "balance_id": "20211",
  "cad": "12534",
  "card_status": "N",
  "client_id": "264539",
  "company_entry_desc": "RESTAURANT",
  "credit_balance": "325.00",
  "currency": "840",
  "description": "Transfer from savings",
  "ext_trans_id": "1234-abcdefg",
  "mcc": "5712",
  "msg_event_id": "243693",
  "msg_id": "BADJ",
  "odfi_routing_number": "325491456",
  "open_to_buy": "500.00",
  "opentobuy_ts": "2023-03-17 14:06:50.243654",
  "orig_acct_number": "265493042",
  "orig_name": "ABC Bank",
  "otype": "AC",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "receiver_name": "Jamal Williams",
  "sec_code": "PPD",
  "settle_julian_date": "23005",
  "timestamp": "2023-01-29 17:20:33 MST",
  "type": "adj"
}