The available balance has been adjusted. A credit has a positive value for amount
, and a debit has a negative value.
- Code —
BADJ
- Event trigger — The specified amount is credited or debited to the account.
- Processes — These processes contain the event trigger:
- Program API endpoints:
- ACH transactions
- Customer Service Tool
- Galileo-hosted cardholder website
- Merchant credits
- Payment hold expires
- Internal administrative processes
Fields
All fields are strings. Your field names may vary.
Field | Required | Description |
---|---|---|
account_status | See Account Statuses for possible values. Example: |
|
ach_acct_id | The ACH account to which the payment was posted. Example: |
|
ach_source_trace | Trace ID for an ACH transaction, generated by the originator. 15 digits. Example: |
|
ach_trans_id | X | Unique Galileo-generated identifier for an ACH transaction. Example: |
act_type | X | For all adjustments the activity type is |
adj_id | X | Galileo-generated identifier for this adjustment. Example: |
amount | X | Amount of the adjustment. A negative sign ( |
avail_cash | For debit accounts, the |
|
avail_credit | For credit accounts, the available credit limit to spend. Example: |
|
balance_id | X | The balance ID, also called the |
cad | Galileo-generated card ID. Example: |
|
card_status | See Card Statuses for possible values. Example: |
|
client_id | ID for the customer record. Example: |
|
company_entry_desc | Company descriptor found in the batch header of the Nacha file. Example: "RESTAURANT" |
|
credit_balance | For credit accounts, the total amount of unpaid purchases and advances. Example: |
|
currency | Currency code for |
|
description | X | Transaction description. Example: |
ext_trans_id | External transaction ID. Example: |
|
msg_event_id | Unique Galileo-generated identifier for this message. Example: |
|
msg_id | The four-letter code to identify this event. Example: |
|
odfi_routing_number | Routing number for the originating depository financial institution of an ACH transaction. Nine digits. Example: |
|
open_to_buy | X | The available balance to spend. Example: |
opentobuy_ts | The exact date-time at which |
|
orig_acct_number | ACH originator account number. Example: |
|
orig_name | ACH originator name. Example: |
|
otype | X | See the curated list of otypes for your program from Galileo. Example: |
pmt_ref_no | X | Galileo 12-digit payment reference number (PRN) for the account. Example: |
prod_id | X | The product ID of the account. Example: |
prog_id | X | The program ID of the account. Example: |
receiver_name | Name on the recipient account. Example: `"Jamal Williams" |
|
sec_code | Standard entry class code such as |
|
settle_julian_date | The date the transaction settled in Julian format: |
|
source_id | X | An identifier that maps back to the origin of the adjustment. |
source_inst_name | For ACH transactions, the name of the originator. |
|
timestamp | X | Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: |
type | X | The name of this event: |
user_data | Populated according to your use case and needs by arrangement with Galileo. |
Example
# adj example:
{
"account_status": "N",
"ach_acct_id": "212101392821",
"ach_source_trace": "034294619573021",
"ach_trans_id": "7971383",
"act_type": "AD",
"adj_id": "462354",
"amount": "32.56",
"avail_cash": "143.11",
"avail_credit": "432.00",
"balance_id": "20211",
"cad": "12534",
"card_status": "N",
"client_id": "264539",
"company_entry_desc": "RESTAURANT",
"credit_balance": "325.00",
"currency": "840",
"description": "Transfer from savings",
"ext_trans_id": "1234-abcdefg",
"msg_event_id": "243693",
"msg_id": "BADJ",
"odfi_routing_number": "325491456",
"open_to_buy": "500.00",
"opentobuy_ts": "2023-03-17 14:06:50.243654",
"orig_acct_number": "265493042",
"orig_name": "ABC Bank",
"otype": "AC",
"pmt_ref_no": "155101003022",
"prod_id": "1701",
"prog_id": "305",
"receiver_name": "Jamal Williams",
"sec_code": "PPD",
"settle_julian_date": "23005",
"timestamp": "2023-01-29 17:20:33 MST",
"type": "adj"
}