adj

The available balance has been adjusted. A credit has a positive value for amount, and a debit has a negative value.

Fields

All fields are strings. Your field names may vary.

Field Required Description
account_status

See Account Statuses for possible values. Example: "N"

ach_acct_id

The ACH account to which the payment was posted. Example: "212101392821"

ach_source_trace

Trace ID for an ACH transaction, generated by the originator. 15 digits. Example: "034294619573021"

ach_trans_id X

Unique Galileo-generated identifier for an ACH transaction. Example: "7971383"

act_type X

For all adjustments the activity type is "AD".

adj_id X

Galileo-generated identifier for this adjustment. Example: "462354"

amount X

Amount of the adjustment. A negative sign (-) indicates amount debited from account. Example: "32.56"

avail_cash

For debit accounts, the open_to_buy plus available overdraft. Example: "143.11"

avail_credit

For credit accounts, the available credit limit to spend. Example: "432.00"

balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"

cad

Galileo-generated card ID. Example: "12534"

card_status

See Card Statuses for possible values. Example: "N"

client_id

ID for the customer record. Example: "264539"

company_entry_desc

Company descriptor found in the batch header of the Nacha file. Example: "RESTAURANT"

credit_balance

For credit accounts, the total amount of unpaid purchases and advances. Example: "325.00"

currency

Currency code for amount, which is the currency of the cardholder account.. Example: "840"

description X

Transaction description. Example: "Transfer from savings"

ext_trans_id

External transaction ID. Example: "1234-abcdefg"

msg_event_id

Unique Galileo-generated identifier for this message. Example: "243693"

msg_id

The four-letter code to identify this event. Example: "BADJ"

odfi_routing_number

Routing number for the originating depository financial institution of an ACH transaction. Nine digits. Example: "325491456"

open_to_buy X

The available balance to spend. Example: "500.00"

opentobuy_ts

The exact date-time at which open_to_buy was captured. Format: YYYY-MM-DD hh:mm:ss.ssssss Example: "2023-03-17 14:06:50.243654"

orig_acct_number

ACH originator account number. Example: "265493042"

orig_name

ACH originator name. Example: "ABC Bank"

otype X

See the curated list of otypes for your program from Galileo. Example: "AC"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

receiver_name

Name on the recipient account. Example: `"Jamal Williams"

sec_code

Standard entry class code such as PPD for direct deposits and WEB for P2P transactions. Example: "PPD"

settle_julian_date

The date the transaction settled in Julian format: YYDDD Example: "23005"

source_id X

An identifier that maps back to the origin of the adjustment.

source_inst_name

For ACH transactions, the name of the originator.

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2023-01-29 17:20:33 MST"

type X

The name of this event: "adj"

user_data

Populated according to your use case and needs by arrangement with Galileo.

Example

# adj example:
{
  "account_status": "N",
  "ach_acct_id": "212101392821",
  "ach_source_trace": "034294619573021",
  "ach_trans_id": "7971383",
  "act_type": "AD",
  "adj_id": "462354",
  "amount": "32.56",
  "avail_cash": "143.11",
  "avail_credit": "432.00",
  "balance_id": "20211",
  "cad": "12534",
  "card_status": "N",
  "client_id": "264539",
  "company_entry_desc": "RESTAURANT",
  "credit_balance": "325.00",
  "currency": "840",
  "description": "Transfer from savings",
  "ext_trans_id": "1234-abcdefg",
  "msg_event_id": "243693",
  "msg_id": "BADJ",
  "odfi_routing_number": "325491456",
  "open_to_buy": "500.00",
  "opentobuy_ts": "2023-03-17 14:06:50.243654",
  "orig_acct_number": "265493042",
  "orig_name": "ABC Bank",
  "otype": "AC",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "receiver_name": "Jamal Williams",
  "sec_code": "PPD",
  "settle_julian_date": "23005",
  "timestamp": "2023-01-29 17:20:33 MST",
  "type": "adj"
}