The available balance has been adjusted. A credit has a positive value for amount, and a debit has a negative value.

Code — BADJ
Event trigger — The specified amount is credited or debited to the account.
Processes — These processes contain the event trigger:
- Program API endpoints:
- ACH transactions
- Customer Service Tool
- Galileo-hosted cardholder website
- Merchant credits
- Payment hold expires
- Internal administrative processes

Fields

All fields are strings. Your field names may vary.

Field	Required	Description
account_status		See Account Statuses for possible values. Example: `"N"`
ach_acct_id		The ACH account to which the payment was posted. Example: `"212101392821"`
ach_source_trace		Trace ID for an ACH transaction, generated by the originator. 15 digits. Example: `"034294619573021"`
ach_trans_id	X	Unique Galileo-generated identifier for an ACH transaction. Example: `"7971383"`
act_type	X	For all adjustments the activity type is `"AD"`.
adj_id	X	Galileo-generated identifier for this adjustment. Example: `"462354"`
amount	X	Amount of the adjustment. A negative sign (`-`) indicates amount debited from account. Example: `"32.56"`
avail_cash		For debit accounts, the `open_to_buy` plus available overdraft. Example: `"143.11"`
avail_credit		For credit accounts, the available credit limit to spend. Example: `"432.00"`
balance_id	X	The balance ID, also called the `galileo_account_number`. Example: `"20211"`
cad		Galileo-generated card ID. Example: `"12534"`
card_status		See Card Statuses for possible values. Example: `"N"`
client_id		ID for the customer record. Example: `"264539"`
company_entry_desc		Company descriptor found in the batch header of the Nacha file. Example: "RESTAURANT"
credit_balance		For credit accounts, the total amount of unpaid purchases and advances. Example: `"325.00"`
currency		Currency code for `amount`, which is the currency of the cardholder account.. Example: `"840"`
description	X	Transaction description. Example: `"Transfer from savings"`
ext_trans_id		External transaction ID. Example: `"1234-abcdefg"`
msg_event_id		Unique Galileo-generated identifier for this message. Example: `"243693"`
msg_id		The four-letter code to identify this event. Example: `"BADJ"`
odfi_routing_number		Routing number for the originating depository financial institution of an ACH transaction. Nine digits. Example: `"325491456"`
open_to_buy	X	The available balance to spend. Example: `"500.00"`
opentobuy_ts		The exact date-time at which `open_to_buy` was captured. Format: `YYYY-MM-DD hh:mm:ss.ssssss` Example: `"2023-03-17 14:06:50.243654"`
orig_acct_number		ACH originator account number. Example: `"265493042"`
orig_name		ACH originator name. Example: `"ABC Bank"`
otype	X	See the curated list of otypes for your program from Galileo. Example: `"AC"`
pmt_ref_no	X	Galileo 12-digit payment reference number (PRN) for the account. Example: `"155101003022"`
prod_id	X	The product ID of the account. Example: `"1701"`
prog_id	X	The program ID of the account. Example: `"305"`
receiver_name		Name on the recipient account. Example: `"Jamal Williams"
sec_code		Standard entry class code such as `PPD` for direct deposits and `WEB` for P2P transactions. Example: `"PPD"`
settle_julian_date		The date the transaction settled in Julian format: `YYDDD` Example: `"23005"`
source_id	X	An identifier that maps back to the origin of the adjustment.
source_inst_name		For ACH transactions, the name of the originator.
timestamp	X	Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: `YYYY-MM-DD hh:mm:ss MST` Example: `"2023-01-29 17:20:33 MST"`
type	X	The name of this event: `"adj"`
user_data		Populated according to your use case and needs by arrangement with Galileo.

Example

# adj example:
{
  "account_status": "N",
  "ach_acct_id": "212101392821",
  "ach_source_trace": "034294619573021",
  "ach_trans_id": "7971383",
  "act_type": "AD",
  "adj_id": "462354",
  "amount": "32.56",
  "avail_cash": "143.11",
  "avail_credit": "432.00",
  "balance_id": "20211",
  "cad": "12534",
  "card_status": "N",
  "client_id": "264539",
  "company_entry_desc": "RESTAURANT",
  "credit_balance": "325.00",
  "currency": "840",
  "description": "Transfer from savings",
  "ext_trans_id": "1234-abcdefg",
  "msg_event_id": "243693",
  "msg_id": "BADJ",
  "odfi_routing_number": "325491456",
  "open_to_buy": "500.00",
  "opentobuy_ts": "2023-03-17 14:06:50.243654",
  "orig_acct_number": "265493042",
  "orig_name": "ABC Bank",
  "otype": "AC",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "receiver_name": "Jamal Williams",
  "sec_code": "PPD",
  "settle_julian_date": "23005",
  "timestamp": "2023-01-29 17:20:33 MST",
  "type": "adj"
}