Wallet ID was created 40 days or fewer prior to launch.
02
Wallet ID was created 40 days or fewer prior to provisioning request.
03
Wallet ID/Card pair is fewer than 20 days old.
04
Changes have been made to the account settings for the wallet ID in prior 20 days.
05
Suspicious transactions linked to this account.
06
The account has not had activity in the last year.
07
Suspended cards in the secure element.
08
The phone was put in lost mode in the last 7 days for longer than the duration threshold (1 hour).
09
The number of provisioning attempts for this card on this device in 72 hours exceeds the threshold (3 attempts).
0A
There have been more than the threshold number of different cards attempted at provisioning to this phone in 24 hours (5 different cards).
0B
The card-provisioning request contains a distinct name in excess of the permitted threshold (2 distinct names).
0C
Device score is less than 3.
0D
Account score is less than 4.
0E
Device-provisioning location outside of wallet ID home country.
0F
Model rules not available at this time (in cases where backend systems time out).
0G
Wallet algorithm identified high fraud risk. Wallet recommendation is DECLINE.
0H
Phone number score is less than 3.
Visa codes
Code
Reason
01
Cardholder’s wallet account is too new relative to launch.
02
Cardholder’s wallet account is too new relative to the provisioning request.
03
Cardholder’s wallet account card pair is newer than the date threshold.
04
Changes made to account data within the date threshold.
05
Suspicious transactions linked to this account.
06
Account has not had activity in the last year.
07
Suspended cards in the secure element.
08
Device was put in lost mode in the last 7 days for longer than the duration threshold.
09
The number of provisioning attempts on this device in 24 hours exceeds the threshold.
0A
There have been more than the threshold number of different cards attempted at provisioning this phone in 24 hours.
0B
The card-provisioning request contains a distinct name in excess of the permitted threshold.
0C
The device score is less than 3.
0D
The account score is less than 4.
0E
Device-provisioning location outside of the cardholder’s wallet-account home country.
0G
Suspected fraud.
0H
Phone score is less than 3.
AG
Issuer preferred to defer ID and decision to token-creation time.
AH
Issuer-encrypted payment-instrument data has expired.
AI
User/device that was intended to receive the encrypted payment instrument data is different from the one that is provisioning the token.
AL
Sending and receiving devices are different. Passcode was included in the issuer's encrypted payment-instrument data, then it matched the user-provided value.
AM
Pushing to a different user than the cardholder. Passcode was included in the issuer's encrypted payment instrument data, then matched the user-provided value.
AN
Sending and receiving devices are the same but without up-front authentication or passcode verification.
AO
Sending and receiving devices are the same but unsuccessful up-front authentication passcode verification.
