An authorization request was denied because the PAN belongs to a card that has not yet been issued.

Code — BPAN
Event trigger — You or Galileo deny an authorization request because the PAN has not been issued.

Fields

The data elements (DEs) in the field descriptions may vary by network. All fields are strings. Your field names may vary. Default fields are included in the default webhook template. See Default and optional fields for more information.

Field	Default	Description
amount	X	The amount of the authorization request. Includes fees and upcharges. DE004 times the conversion rate in DE009. The amount is signed: `-` to debit the account and `+` to credit the account. Example: `"10.25"`
auth_id	X	Galileo-generated ID for the authorization request. This ID is unique per subnetwork. Example: `"12303090"`
mcc	X	Merchant category code (DE018). Example: `"5712"`
merchant_location	X	Merchant city and state (from remaining part of ISO DE043). Example: `"NEW YORK, NY"`
merchant_name	X	Merchant name (first 22 characters of DE043). Should not be used for matching; instead, use `merchant_number`. Example: `"Widgets Incorporated"`
merchant_number	X	Merchant number (DE042). Example: `"L4DIV6D5LM4X7LF"`
msg_event_id		Unique Galileo-generated identifier for this message. Example: `"243693"`
msg_id		The four-letter code to identify this event. Example: `"BPAN"`
network		See Events Network Codes for possible values. Example: `"V"`
response_code	X	See Authorization Response Codes for possible values. Example: `"05"`
timestamp	X	Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: `YYYY-MM-DD hh:mm:ss MST` Example: `"2025-01-31 17:20:33 MST"`
tlid		Mastercard only. Transaction link identifier. An identifier that Mastercard generates for every original transaction. DE105SF1. Example: `"f3a54c321e634e9b"`
type	X	The name of this event: `"denied_auth_bad_pan"`
visa_trans_id		Contents of Field 62.2: Transaction Identifier (bitmap format). This Visa-generated transaction ID is unique for each original authorization and financial request. Example: `"141037867734271"`

Example

# denied_auth_bad_pan example:
{
  "amount": "10.25",
  "auth_id": "12303090",
  "mcc": "5712",
  "merchant_location": "NEW YORK, NY",
  "merchant_name": "Widgets Incorporated",
  "merchant_number": "L4DIV6D5LM4X7LF",
  "msg_event_id": "243693",
  "msg_id": "BPAN",
  "network": "V",
  "response_code": "05",
  "timestamp": "2025-01-31 17:20:33 MST",
  "tlid": "f3a54c321e634e9b",
  "type": "denied_auth_bad_pan",
  "visa_trans_id": "141037867734271"
}