An overdraft account was suspended or frozen. The ODSC: overdraft_status_change message is sent at the same time as this message is sent.

  • CodeODSK
  • Event trigger — One of the following takes place:
    • The overdraft account status is updated to K (suspended)
    • The overdraft freeze status is changed to Frozen: 1.
  • Processes — These processes contain the event trigger:
    • Modify Status endpoint with type: 14
    • Internal process that detects whether the monthly fee cap has been exceeded
    • Galileo-hosted cardholder website
    • Customer Service Tool


All fields are strings. Your field names may vary.

Field Required Description
balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"


Unique Galileo-generated identifier for this message. Example: "243693"


The four-letter code to identify this event. Example: "ODSK"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2023-01-29 17:20:33 MST"

type X

The name of this event: "overdraft_suspended"



If the Program API, CST, or website attempt to change the status to K, an automated process will override that action if the account meets eligibility requirements.


# overdraft_suspended example:
  "balance_id": "20211",
  "msg_event_id": "243693",
  "msg_id": "ODSK",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "timestamp": "2023-01-29 17:20:33 MST",
  "type": "overdraft_suspended"