An overdraft account was suspended or frozen. The ODSC: overdraft_status_change message is sent at the same time as this message is sent.

  • CodeODSK
  • Event trigger — One of the following takes place:
    • The overdraft account status is updated to K (suspended)
    • The overdraft freeze status is changed to Frozen: 1.
  • Processes — These processes contain the event trigger:
    • Modify Status endpoint with type: 14
    • Internal process that detects whether the monthly fee cap has been exceeded
    • Galileo-hosted cardholder website
    • Customer Service Tool


All fields are strings. Your field names may vary. Default fields are included in the default webhook template. See Default and optional fields for more information.

Field Default Description
balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"


Unique Galileo-generated identifier for this message. Example: "243693"


The four-letter code to identify this event. Example: "ODSK"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "999101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2025-01-31 17:20:33 MST"

type X

The name of this event: "overdraft_suspended"

[block:callout] { "type": "info", "title": "Note", "body": "If the Program API, CST, or website attempt to change the status to `K`, an automated process will override that action if the account meets eligibility requirements." } [/block]


# overdraft_suspended example:
  "balance_id": "20211",
  "msg_event_id": "243693",
  "msg_id": "ODSK",
  "pmt_ref_no": "999101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "timestamp": "2025-01-31 17:20:33 MST",
  "type": "overdraft_suspended"