post https://sandbox-api.gpsrv.com/intserv/4.0/chargeOffAccount
Use the Charge Off Account endpoint to charge off the specified account (sweep funds and set balance to 0.00
) and move the account to status: R
(charged off).
These are the rules for using the chargeOffDetails
parameter:
chargeOffDetails
accepts a JSON-formatted list withchargeOffAmount
andchargeOffReason
as the two keys.- The only valid values for
chargeOffReason
are the numerals 1-13, as shown in thechargeOffReason
table. chargeOffAmount
is a float that must be greater than0
. If you pass0
the request will fail.chargeOffAmount
is required whenchargeOffReason
does not equal1
.
Example: [{"chargeOffAmount": 2.6, "chargeOffReason": 5}, {"chargeOffAmount": 4.75, "chargeOffReason": 2}]
To recover a charged-off account use the Recover Charged-Off Account endpoint.
See Global Response Statuses for status codes that are common across endpoints.
The table below lists status codes that apply to this specific endpoint.
Status Code | Code Description |
---|---|
588-01 | Account already charged off |
588-02 | The sum of the chargeoff amounts do not equal the open to buy |
chargeOffReason
Value | Description |
---|---|
1 | Uncollected fees |
2 | System-expired authorization |
3 | Employee-expired authorization |
4 | Under-the-floor, U.S., other |
5 | Under-the-floor rental car |
6 | Under-the-floor hotel and travel |
7 | Under-the-floor outside U.S. |
8 | Second presentment |
9 | Returned check |
10 | Returned ACH |
11 | Employee error |
12 | System error |
13 | Fraudulent merchant |