A billpay check did not clear six months after the check's date, so the check has been voided. The payment has not yet been returned to the account, so the available balance has not changed.

When the amount is returned to the account, a BADJ: adj event message is sent.

  • CodeBPEX
  • Event trigger — A check is not returned or cashed for six months.
  • Process — This process contains the event trigger:
    • Internal process that monitors billpay check expiry


All fields are strings. Your field names may vary. Default fields are included in the default webhook template. See Default and optional fields for more information.

Field Default Description

Galileo-generated ID for the authorization request. This ID is unique per subnetwork. Example: "12303090"

billpay_id X

Unique identifier for this billpay transaction. Example: "2436543"

check_no X

Number of the expired check. Example: "2345"


Unique Galileo-generated identifier for this message. Example: "243693"


The four-letter code to identify this event. Example: "BPEX"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2025-01-31 17:20:33 MST"

type X

The name of this event: "billpay_expired"

xid X

Internal Galileo-generated ID for an account. Example: "13162"


# billpay_expired example:
  "auth_id": "12303090",
  "billpay_id": "2436543",
  "check_no": "2345",
  "msg_event_id": "243693",
  "msg_id": "BPEX",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "timestamp": "2025-01-31 17:20:33 MST",
  "type": "billpay_expired",
  "xid": "13162"