Recover Charged-Off Account

Use the Recover Charged-Off Account endpoint to change a charged-off account (status: R) to another status (active or canceled without refund) and to restore the account balance. Using this endpoint is valid only when there was an outstanding positive balance at the time of charge-off.

Status codes

See Global Response Statuses for status codes that are common across endpoints.

The table below lists status codes that apply to this specific endpoint.

Status codeDescription
597-01The account was not in status: R (charged off).
597-02There was no outstanding balance for the charged-off account.
597-03chargeOffRecoveryAmount is greater than the net charged-off amount.
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