Recover Charged-Off Account

Use the Recover Charged-Off Account endpoint to change a charged-off account (status: R) to another status (active or canceled without refund) and to restore the account balance. Using this endpoint is valid only when there was an outstanding positive balance at the time of charge-off.

Status codes

See Global Response Statuses for status codes that are common across endpoints.

The table below lists status codes that apply to this specific endpoint.

Status codeDescription
597-01The account was not in status: R (charged off).
597-02There was no outstanding balance for the charged-off account.
597-03chargeOffRecoveryAmount is greater than the net charged-off amount.
Form Data
string
required

Web service username, as provided by Galileo.
Pattern: Max 50 characters
Example: "AbC123-9999"

string
required

Web service password, as provided by Galileo.
Pattern: Max 15 characters
Example: "4sb62fh6w4h7w34g"

int32
required

Galileo-issued provider identifier.
Pattern: Max 10 digits
Example: 9999

string
required
1 to 60

A unique provider-generated ID to identify this API call. A UUID is preferred.
Pattern: 60 characters or less
Example: "9845dk-39fdk3fj3-4483483478"

string
required

The PRN or PAN of the account. Do not use the PRN if more than one cardhas ever been associated with this account.
Pattern: PAN or PRN
Example: "074103447228"

float
required
0 to 9999999.99

The amount to restore to the recovered account. Cannot be more than what the account contained when it was charged off.
Pattern: Monetary amount 0 or greater.
Example: 100.00, 100, 100.73

string
enum
required

Account status for the recovered account. Only "N" (active) and "Z" (canceled without refund) are valid values.
Pattern: String
Example: "N"

Allowed:
string | null
enum

Specifies the account closure reason. See the Account Closure Reasons enumeration for valid values.
Pattern: String
Example: "chargeoff"

Headers
string
enum
Defaults to json

Use this header instead of the standard accept header to specify the response format.

Allowed:
string
enum
Defaults to application/json

Generated from available response content types

Allowed:
Response

Language
URL
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Response
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application/json
application/xml

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