A transaction met or exceeded the overdraft transaction-level de minimis and a grace-period timer started. The timestamp field indicates the start of the grace period. If there is an overdraft fee, the account holder can move funds into the account to pay the full amount of the overdraft and reverse the overdraft fee during the grace period.

  • CodeODGP


All fields are strings. Your field names may vary.

Field Required Description
balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"




Overdraft amount authorized when a transaction exceeds the core account balance. Example: "61.23".

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2023-01-29 17:20:33 MST"


Minimum overdraft amount to assess an overdraft fee. If od_amt meets or exceeds this, an overdraft fee may be assessed. Example: "5".



# overdraft_start_grace_period example:
  "balance_id": "20211",
  "method": "AccountEvent",
  "od_amt": "61.23",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "timestamp": "2023-01-29 17:20:33 MST",
  "trans_deminimis": "5",
  "type": "overdraft_start_grace_period"