auth_payment

A card-load request was approved.

  • CodeAAPM
  • Event trigger — You or Galileo approve a request to load funds onto a card.
  • Process — This process contains the event trigger:
    • Galileo receives an authorization request for a card load from a card network.

Fields

The data elements (DEs) in the field descriptions may vary by network. All fields are strings. Your field names may vary. Default fields are included in the default webhook template. See Default and optional fields for more information.

Field Default Description
act_type X

See Activity Type for possible values. Example: "VI"

amount X

The amount of the authorization request. Includes fees and upcharges. DE004 times the conversion rate in DE009. The amount is signed: - to debit the account and + to credit the account. Example: "10.25"

auth_id X

Galileo-generated ID for the authorization request. This ID is unique per subnetwork. Example: "12303090"

auth_tran_type

Based on DE003, processing code. Type of authorization request. See Authorization types for possible values. Example: "5"

avail_cash

For debit accounts, the open_to_buy plus available overdraft. Example: "143.11"

avail_credit

For credit accounts, the available credit limit to spend. Example: "432.00"

balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"

cad X

Galileo-generated card ID. Example: "12534"

credit_balance

For credit accounts, the total amount of unpaid purchases and advances. Example: "325.00"

currency

Currency code for amount, which is the currency of the cardholder account. Example: "840"

local_surcharge_amt X

The surcharge amount (DE028) added by the merchant or ATM operator. This amount is included in amount. Example: "2.50"

mcc X

Merchant category code (DE018). Example: "5712"

merchant_location X

Merchant city and state (from remaining part of ISO DE043). Example: "NEW YORK, NY"

merchant_name X

Merchant name (first 22 characters of DE043). Should not be used for matching; instead, use merchant_number. Example: "Widgets Incorporated"

merchant_number X

Merchant number (DE042). Example: "L4DIV6D5LM4X7LF"

msg_event_id

Unique Galileo-generated identifier for this message. Example: "243693"

msg_id

The four-letter code to identify this event. Example: "AAPM"

network X

See Events Network Codes for possible values. Example: "V"

open_to_buy X

The available balance to spend. Example: "500.00"

original_auth_id X

The ID of a prior authorization in the sequence. For example, for a completion, this is the auth_id of the preauthorization. For a reversal, this is the auth_id of the transaction that is being reversed. Example: "12303085"

otype X

See Transaction Types for possible values. Example: "W"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "999101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

response_code X

See Authorization Response Codes for possible values. Example: "05"

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2025-01-31 17:20:33 MST"

type X

The name of this event: "auth_payment"

Example

# auth_payment example:
{
  "act_type": "VI",
  "amount": "10.25",
  "auth_id": "12303090",
  "auth_tran_type": "5",
  "avail_cash": "143.11",
  "avail_credit": "432.00",
  "balance_id": "20211",
  "cad": "12534",
  "credit_balance": "325.00",
  "currency": "840",
  "local_surcharge_amt": "2.50",
  "mcc": "5712",
  "merchant_location": "NEW YORK, NY",
  "merchant_name": "Widgets Incorporated",
  "merchant_number": "L4DIV6D5LM4X7LF",
  "msg_event_id": "243693",
  "msg_id": "AAPM",
  "network": "V",
  "open_to_buy": "500.00",
  "original_auth_id": "12303085",
  "otype": "W",
  "pmt_ref_no": "999101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "response_code": "05",
  "timestamp": "2025-01-31 17:20:33 MST",
  "type": "auth_payment"
}