auth_payment

A card-load request was approved. Available balance has changed.

  • CodeAAPM
  • Event trigger — You or Galileo approve a request to load funds onto a card.
  • Process — This process contains the event trigger:
    • Galileo receives an authorization request for a card load from a card network.

Fields

The data elements (DEs) indicated in the field descriptions may vary by network. All fields are strings. Your field names may vary.

Field Required Description
act_type X

See Activity Type for possible values. Example: "VI"

amount X

The amount of the authorization request. Includes fees and upcharges. DE004 times the conversion rate in DE009. The amount is signed: - to debit the account and + to credit the account. Example: "10.25"

auth_id X

Galileo-generated ID for the authorization request. This ID is unique per subnetwork. Example: "12303090"

auth_tran_type

Based on DE003, processing code. Type of authorization request. See Authorization types for possible values. Example: "5"

avail_cash

For debit accounts, the open_to_buy plus available overdraft. Example: "143.11"

avail_credit

For credit accounts, the available credit limit to spend. Example: "432.00"

balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"

cad X

Galileo-generated card ID. Example: "12534"

credit_balance

For credit accounts, the total amount of unpaid purchases and advances. Example: "325.00"

currency

Currency code for amount, which is the currency of the cardholder account.. Example: "840"

local_surcharge_amt X

The surcharge amount (DE028) added by the merchant or ATM operator. This amount is included in amount. Example: "2.50"

mcc X

Merchant category code (DE018). Example: "5712"

merchant_location X

Merchant city and state (from remaining part of ISO DE043). Example: "NEW YORK, NY"

merchant_name X

Merchant name (first 22 characters of DE043). Should not be used for matching; instead, use merchant_number. Example: "Widgets Incorporated"

merchant_number X

Merchant number (DE042). Example: "L4DIV6D5LM4X7LF"

msg_event_id

Unique Galileo-generated identifier for this message. Example: "243693"

msg_id

The four-letter code to identify this event. Example: "AAPM"

network X

See Events Network Codes for possible values. Example: "V"

open_to_buy X

The available balance to spend. Example: "500.00"

original_auth_id X

The ID of a prior authorization in the sequence. For example, for a completion, this is the auth_id of the preauthorization. For a reversal, this is the auth_id of the transaction that is being reversed. Example: "12303085"

otype X

See Transaction Types for possible values. Example: "W"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

response_code X

See Authorization Response Codes for possible values. Example: "05"

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2023-01-29 17:20:33 MST"

type X

The name of this event: "auth_payment"

Example

# auth_payment example:
{
  "act_type": "VI",
  "amount": "10.25",
  "auth_id": "12303090",
  "auth_tran_type": "5",
  "avail_cash": "143.11",
  "avail_credit": "432.00",
  "balance_id": "20211",
  "cad": "12534",
  "credit_balance": "325.00",
  "currency": "840",
  "local_surcharge_amt": "2.50",
  "mcc": "5712",
  "merchant_location": "NEW YORK, NY",
  "merchant_name": "Widgets Incorporated",
  "merchant_number": "L4DIV6D5LM4X7LF",
  "msg_event_id": "243693",
  "msg_id": "AAPM",
  "network": "V",
  "open_to_buy": "500.00",
  "original_auth_id": "12303085",
  "otype": "W",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "response_code": "05",
  "timestamp": "2023-01-29 17:20:33 MST",
  "type": "auth_payment"
}