A transaction to move funds into an account was only partially completed because of load-limit violations. For example, if the limit is $100 and the amount of the deposit is $150, then $100 is posted and $50 is placed in a queue to be posted later. Available balance has changed.

  • CodeBSPM
  • Event trigger — Only part of a deposit or payment is posted because of load limit violations.
  • Processes — These processes contain the event trigger:


All fields are strings. Your field names may vary.

Field Required Description

Unique Galileo-generated identifier for an ACH transaction. Example: "7971383"


For all payments the activity type is "PM".

amount X

Amount of the transaction. Unsigned. Example: "63.21"


For debit accounts, the open_to_buy plus available overdraft. Example: "143.11"


For credit accounts, the available credit limit to spend. Example: "432.00"

balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"


For credit accounts, the total amount of unpaid purchases and advances. Example: "325.00"


"Description of the payment. Example: "Transfer from Savings"

ext_trans_id X

External transaction ID. Example: "1234-abcdefg"

hold_days X

Number of days for a payment to be held before posting. Example: "1"

immed_amt X

The amount of the payment that was posted immediately. Example: "24.55"

later_amt X

The amount of the payment that is posted later. Example: "18.45"


Merchant name (first 22 characters of DE043). Should not be used for matching; instead, use merchant_number. Example: "Widgets Incorporated"


Merchant number (DE042). Example: "L4DIV6D5LM4X7LF"


Unique Galileo-generated identifier for this message. Example: "243693"


The four-letter code to identify this event. Example: "BSPM"

open_to_buy X

The available balance to spend. Example: "500.00"


The exact date-time at which open_to_buy was captured. Format: YYYY-MM-DD hh:mm:ss.ssssss Example: "2023-03-17 14:06:50.243654"


See Transaction Types for possible values. Example: "W"

pmt_id X

Galileo-generated identifier for this payment. Example: "7971383"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"


An identifier that maps back to the origin of the adjustment.

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2023-01-29 17:20:33 MST"

type X

The name of this event: "pmt_split"


Populated according to your use case and needs by arrangement with Galileo.


# pmt_split example:
  "ach_trans_id": "7971383",
  "act_type": "PM",
  "amount": "63.21",
  "avail_cash": "143.11",
  "avail_credit": "432.00",
  "balance_id": "20211",
  "credit_balance": "325.00",
  "description": "Transfer from Savings",
  "ext_trans_id": "1234-abcdefg",
  "hold_days": "1",
  "immed_amt": "24.55",
  "later_amt": "18.45",
  "merchant_name": "Widgets Incorporated",
  "merchant_number": "L4DIV6D5LM4X7LF",
  "msg_event_id": "243693",
  "msg_id": "BSPM",
  "open_to_buy": "500.00",
  "opentobuy_ts": "2023-03-17 14:06:50.243654",
  "otype": "W",
  "pmt_id": "7971383",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "timestamp": "2023-01-29 17:20:33 MST",
  "type": "pmt_split"