ACH Return Codes

These codes are returned by the Get ACH Transaction History endpoint and these ACH-related Events: ACHC: ach_credit_fail, FACH: ach_credit_return, ACHR: ach_debit_fail.

R01Insufficient funds
R02Account not active
R03Account cannot be found
R04Invalid account number structure
R05Unauthorized debit
R06Returned per ODFI
R07Authorization revoked by customer
R08Payment stopped
R09Uncollected funds
R10Customer advises unauthorized transaction
R11Check truncation
R12Account sold to another DFI
R13Invalid ACH routing number
R14Representative payee deceased
R15Beneficiary deceased
R16Account frozen
R20Originator not allowed
R23Credit refused by receiver