These codes are returned by the Get ACH Transaction History endpoint and these ACH-related Events: ACHC: ach_credit_fail, FACH: ach_credit_return, ACHR: ach_debit_fail.
| Code | Description |
|---|---|
| R01 | Insufficient funds |
| R02 | Account not active |
| R03 | Account cannot be found |
| R04 | Invalid account number structure |
| R05 | Unauthorized debit |
| R06 | Returned per ODFI |
| R07 | Authorization revoked by customer |
| R08 | Payment stopped |
| R09 | Uncollected funds |
| R10 | Customer advises unauthorized transaction |
| R11 | Check truncation |
| R12 | Account sold to another DFI |
| R13 | Invalid ACH routing number |
| R14 | Representative payee deceased |
| R15 | Beneficiary deceased |
| R16 | Account frozen |
| R20 | Originator not allowed |
| R23 | Credit refused by receiver |