This page contains details about each of the Base RDFs, which are the default RDFs. See About Raw Data Files (RDFs) for general information about these files. These CSV files contain all of the possible fields for each RDF.

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Note

New fields will be appended to these files as the need arises. For new data elements (DEs), Galileo will add them periodically as the networks provide them and will communicate these additions prior to their implementation. You can also request additional fields, subject to approval, by submitting a client request.

Customer Master RDF

The Customer Master RDF is a list of all of your primary accounts. The first Customer Master RDF that you receive contains all of your account records. The RDFs after that contain only the new records and the changed records from the previous day.

A primary account in this RDF is determined by these rules:

  • There is only one primary account per balance ID, which is GALILEO ACCOUNT ID in the RDFs.
  • The primary account is the most recent PRN that belongs to the first account holder to be associated with the balance ID.

Example

  1. Jared signs up for a debit card. The account is assigned PRN 2222 and balance ID 3333. PRN 2222 is the primary account.
  2. Jared's wife Josephine signs up for the same debit card, as a secondary account, that shares the balance with Jared's account. Her PRN is 4444 with balance ID 3333. This is not the primary account.
  3. Jared signs up for a virtual card that shares the balance with his first card. The PRN is 5555 and the balance ID is 3333. PRN 5555 is now the primary account for balance ID 3333.

This table contains all possible fields for the Customer Master RDF.

  • The primary key for this file is GALILEO ACCOUNT ID + UNIQUE PROGRAM ID.
  • The filename format is fw_customermasterfile_yyyymmdd.csv.
  • "Signed" amounts have a - sign for debits and no sign for credits: -30.25 for a debit and 23.67 for a credit.
  • All DATETIME fields are YYYY-MM-DD h24:mm:ss.
Field nameData typeDescription
UNIQUE PROGRAM IDNUMBER (18)The identifier that Galileo has assigned to your program
ISSUED DATEDATETIMEThe date-time when the customer account was first changed to status: N (active). Called start_date in other contexts.
IDVARCHAR2 (100)The customer's ID that was used for KYC/CIP, usually the SSN. You can see an SSN only if you are PCI compliant; otherwise, you get blank spaces.
ID TYPENUMBER (18)The type of identifier in the ID field, such as SSN or driver license. See the Customer ID Types enumeration or the Lookup file for the possible values.
PRIMARY CARDHOLDERS FNAMEVARCHAR2Β (32)The customer's first name
PRIMARY CARDHOLDERS LNAMEVARCHAR2 (32)The customer's last name
ADDRESS LINE 1VARCHAR2 (48)Customer's address line 1
ADDRESS LINE 2VARCHAR2 (48)Customer's address line 2
CITYVARCHAR2 (48)The city of the customer's primary address
STATEVARCHAR2 (16)The state or province of the customer's primary address
ZIP CODEVARCHAR2 (10)The postal code of the customer's primary address
PRIMARY PHONE NUMBERVARCHAR2 (53)The phone number that the customer gave as the primary number
SECONDARY PHONE NUMBERVARCHAR2 (29)Encrypted phone number that the customer gave as the secondary (other) number; decrypted for PCI-compliant clients
STATUSCHAR (1)The status of the account
CURRENT BALANCENUMBER (10,2)Signed. The balance of the account as of 23:59:59 on the previous day. This is the ledger balance, which is the total of all posted transactions. Pending transactions such as authorization holds are not subtracted out. This field is blank if there have been no transactions since account creation.
CREATED DATEDATETIMEThe date-time when a customer first applied for an account, regardless of whether the application is approved or denied. Called application_date in other contexts.
NEGATIVE BALANCE DATEDATETIMEDate-time on which the available balance was driven negative
NEGATIVE BALANCE FEE AMOUNTNUMBER (9,2)Fee assessed to the account when it was driven negative
RELOADABLE INDICATORCHAR (1)Whether the card is reloadable: 0 (not reloadable) or 1 (reloadable)
GALILEO ACCOUNT IDNUMBER (18)The balance ID, which is different from the PRN. It is possible for multiple PRNs to share the same balance ID.
TYPE OF ACCOUNTNUMBER (18)The ID of the account type; see the Lookup file to interpret the values.
AVAILABLE BALANCENUMBER (9,2)Signed. The available balance (OTB) as of 23:59:59 on the previous day. This is the CURRENT BALANCE with pending transactions subtracted out. This field is blank if there have been no transactions since account creation.
EXTERNAL ACCOUNT NUMBERCHAR (53)An identifier that you provide for your own tracking purposes; you pass this value in the externalAccountId parameter of the Create Account or Update Account endpoint.
LAST TRANSACTION DATEDATETIMEThe date-time of the last posted transaction on this account as of 23:59:59 on the previous day, including payments, settlements, adjustments, and fees. This value does not include unsettled authorizations or pending transactions.
DATE OF BIRTHVARCHAR2 (29)Account holder date of birth, encrypted. Decrypted only for PCI compliant clients: MMDDYYYY
BILL CYCLE DAYNUMBER (18)Day of the month for the billing cycle
LOCATION IDNUMBER (18)Location at which the account was created, if applicable. Value can be provided by you or by Galileo.
AGENT USER IDVARCHAR2 (30)ID of the CST agent who submitted the account application
ID2VARCHAR2 (100)Secondary identity number, if provided, such as driver license or information provided to the embosser
ID2 TYPENUMBER (18)The type of identifier in ID2, such as driver license or client-generated ID. See the Customer ID Types enumeration or the Lookup file for the possible values.
PRNCHAR (12)The payment reference number, a unique Galileo-generated identifier for an account. This is the PRN for the primary account holder.
PRODUCT IDNUMBER (18)Identifier for the account's product in the Galileo system
ACCOUNT STATUS CHANGE DATEDATETIMEDate-time when the account status was last changed
AFFILIATE HIT IDVARCHAR2 (50)The contents of the userData parameter in the account-enrollment endpoint request
APPLICATION IDNUMBER (18)Identifier (appId) as returned by the account-enrollment endpoints
WATCH FLAGCHAR (1)Account-level watch flag: F (fraudulent), S (suspicious) or N (normal, default)
BUSINESS NAMEVARCHAR2 (150)Name of the business that owns the business account
CIP APPLICATION IDNUMBER (18)Galileo-generated identifier for the call to the CIP system
CIP IDVARCHAR2 (50 bytes)String returned in the CIP call to Galileo
CIP STATUSCHAR (1)CIP status: F (failed), R (referral), S (system issue) or P (pass)
GALILEO CLIENT IDNUMBER (18)Galileo-generated identifier for the account holder
COUNTRYVARCHAR2 (3)ISO 3166-1 code for the customer's country of residence
CREDIT LIMITNUMBER (9,2)Credit limit
EMAIL ADDRESSVARCHAR2 (64)Email address of the account holder
SSNVARCHAR2 (29)Encrypted Social Security number; decrypted for PCI-compliant clients
IP ADDRESSVARCHAR2 (16)IP address of the user who applied for the account
BUSINESS PRODUCT INDICATORCHAR (1)Whether the account is a business product account: Y (business account) or N (not a business account)
LAST FREEZE DATEDATETIMEDate-time at which the card was last frozen
XIDNUMBER (18)Internal account identifier; has a 1:1 relationship with the PRN
THIRD PHONE NUMBERVARCHAR2 (100)Third or other phone number, often a mobile number
CIP INFORMATIONVARCHAR2 (4000)Contents of the model_results object in the enrollment endpoint responses
OCCUPATIONVARCHAR2 (60)Contents of the occupation parameter in enrollment endpoint requests
OD BAL IDNUMBERBalance ID for the overdraft account, if any
OVERDRAFT LIMITVARCHAR2 (20)Overdraft limit
OPTED IN DATEDATETIMEDate-time when the account holder last opted in to overdraft
OPTED OUT DATEDATETIMEDate-time when the account holder last opted out of overdraft
TOTAL ID OVERRIDECHAR (1)Whether ID verification was skipped for manual approval: Y (skipped) or N (not skipped)
PRIMARY ACCNT ACTIVECHAR (1)Specifies whether the primary account is active: Y (active) or N (not active)
PRIMARY ACCOUNT STATUSCHAR (1)Status of the primary account
SAVINGS GALILEO IDNUMBERBalance ID of the savings account that is associated with the primary account
TOTAL ID PASSCHAR (1)Whether the account holder passed ID verification: Y (passed) or N (did not pass)

Account Card RDF

The Account Card RDF is a list of all cards that you have issued. The first Account Card RDF that you receive contains all of your card records. The RDFs after that contain only the new records and the changed records from the previous day.

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Note

Any changes to a card record, including resetting the PIN-fail count by a backend process, results in the card record being included in the differential file. Some of these changes are not reflected in the data in the RDF.

This table contains all of the possible fields for the Account Card RDF.

  • The primary key for this file is UNIQUE PROGRAM ID + CARD ID.
  • The filename format is fw_accountcard_yyyymmdd.csv.
  • All DATETIME fields are YYYY-MM-DD h24:mm:ss.
Field nameData typeDescription
UNIQUE PROGRAM IDCHAR (12)The identifier that Galileo assigned to the program
GROUP IDNUMBERSource or affiliate ID. Usually the same as LOCATION ID in the Customer Master RDF.
PRODUCT IDNUMBER (18)Identifier for the account's product in the Galileo system.
GALILEO ACCOUNT IDNUMBERThe balance ID, which is different from the PRN. It is possible for multiple PRNs to share the same balance ID.
PRNNUMBERThe payment reference number, a Galileo-generated ID for the card's account
EXPIRATION DATEDATETIMEThe card's expiration date-time. If you are not PCI compliant you will receive empty spaces for this value.
CARD STATUSCHAR (1)The card status
CARD IDENTIFIERNUMBERSometimes called the CAD or card_id, this identifier is given to each unique card that is issued to an account. There is a 1:1 relationship between a card ID and a PAN. If you are not PCI compliant, you can use this identifier instead of the PAN.
CARD NUMBERVARCHAR2Β (53)The card's PAN. If you are not PCI compliant you will get empty spaces for this value.
TYPE OF CARDNUMBERThe branded network to which the card belongs, such as Mastercard or Visa, as well as the type of card, such as personalized or instant issue. See the Lookup file to interpret the values.
ACCOUNT TYPECHAR (1)Account type
ACTIVATION DATEDATETIMEDate-time at which the card was activated
CARD STATUS CHANGE DATEDATETIMEDate-time on which the card status last changed
GALILEO CLIENT IDNUMBERIdentifier that Galileo assigned to the cardholder
EMBOSS DATEDATETIMEDate-time at which the card was last embossed
EMBOSS EXPIRY DATEDATEExpiry date of the latest embossed card
FROZENCHAR (1)Whether the card is currently frozen: Y (frozen) or N (unfrozen)
LAST 4 PANVARCHAR2 (4)Last 4 digits of the PAN
LOCK END DATEDATETIMEDate-time when the card was last frozen
LOCK START DATEDATETIMEDate-time when the card was last unfrozen
SEMI ENCRYPTED PANVARCHAR2 (32)16-digit masked PAN: first 6 and last 4 digits visible and middle 6 digits encrypted
PRIMARY ACCOUNT STATUSCHAR (1)Status of the primary account
SHIP TYPECHAR (1)Shipment type: 1 (standard) or 2 (express)
XIDNUMBERInternal account identifier; has a 1:1 correspondence with the PRN
ZIPVARCHAR2 (10)Ship-to postal code
ACTIVATION CHANNELVARCHAR2 (20)Method by which the card was activated: CST, Web or IVR (automated phone system)
DB IDNUMBERGalileo client identifier
ADDR1VARCHAR2 (73)Ship-to address, line 1
ADDR2VARCHAR2 (73)Ship-to address, line 2
CITYVARCHAR2 (93)Ship-to city
SHIPTO NAMEVARCHAR2 (136)Ship-to name
STATEVARCHAR2 (26)Ship-to state
ACTIVE ACCOUNTCHAR (1)Whether the card account is active: Y (active) or N (not active)
CARD STATUS UPDATE DATEDATETIMEDate-time of the last card status update

Authorized Transactions RDF

The Authorized Transactions RDF contains transactions that passed through the authorization stream during the previous day. These transactions include authorization requests, AVS-only checks, reversal advices and completion advices. This RDF does not always include these authorization events:

  • Mastercard Banknet merchant credits (adjustments)
  • Visa Money Transfer and ReadyLink card loads (payments)

Only a subset of the transactions in this RDF will also be included in a Posted Transactions RDF. For example, authorization reversals, AVS-only checks, and denied transactions are not in the Posted Transactions RDF because they do not settle.

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Note

By default, denied transactions are included with the Authorized Transactions RDF. As desired, you can ask Galileo to omit denied transactions from the file.

Foreign authorizations

When a transaction takes place in a country that is foreign relative to the account's country, the AUTHORIZATION AMOUNT is in the currency of the account. For example, if an account is located in the United States and the cardholder makes a purchase in Canada, the AUTHORIZATION AMOUNT is in U.S. dollars and the TRANSACTION CURRENCY CODE is 124 (Canadian dollar). The currency conversion is performed by the card network, and it reflects the conversion rate at the time of the authorization.

Keep in mind that some online merchants conduct business in the currency of the customer instead of the location of the merchant, depending on where the customer is located. For example, a website that is based in the U.K. could have a U.S. version of its website, and so transactions on that version would be conducted in U.S. dollars.

For examples of foreign transactions see International transaction in Card Transaction Examples and these scenarios:

Authorized Transactions RDF fields

This table contains the default fields for the Authorized Transactions RDF.

  • The primary key for this file is UNIQUE PROGRAM ID + AUTHORIZATION CODE + NETWORK CODE.
  • The filename format is fw_authorizedtransactions_yyyymmdd.csv.
  • The Source column indicates where the value came from: Galileo-provided or a data element (DE) in the ISO 8583 message in the authorization stream. The actual DE number for a field may vary by network, and not all DEs are present for all networks.
  • "Signed" amounts have a - sign for debits and no sign for credits: -30.25 for a debit and 23.67 for a credit.
  • All DATETIME fields are YYYY-MM-DD h24:mm:ss.
  • See Data Elements to correlate the DEs with other Galileo resources.
Field nameSourceData typeDescription
UNIQUE PROGRAM IDGalileoNUMBERThe identifier that Galileo has assigned to your program
GALILEO ACCOUNT IDGalileoNUMBERThe balance ID, which is different from the PRN. It is possible for two or more PRNs to share the same balance ID.
CARD IDENTIFIERGalileoNUMBERSometimes called the CAD, this identifier is given to each unique card that is issued to an account. There is a 1:1 relationship between a card ID and a PAN. If you are not PCI compliant, you can use this identifier instead of the PAN.
TRANSACTION DATE/TIMEGalileoDATETIMEThe time that Galileo responded to the authorization request
TRANSACTION CURRENCY CODEDE049CHAR (3)The currency code at the point of sale
ADDRESS VERIFICATION RESPONSEGalileoCHAR (1)The single-character result of the AVS check that Galileo passed to the network. See AVS Codes for valid values.
AUTHORIZATION RESPONSEDE039CHAR (2)The response code that you or Galileo returned to the network. See the Authorization Response Codes enumeration for possible values.
TRANSACTION AMOUNTDE004NUMBERSigned. The amount that you or Galileo authorized for the transaction, in the currency of the account. This amount may be different from the authorization request in the case of a partial authorization. If AUTHORIZATION RESPONSE is 10 or 87, the amount is a partial authorization.
AUTHORIZATION CODEGalileoNUMBER (18)A Galileo-generated identifier (auth_id). See Transaction IDs for information about unique identifiers and ID collisions.
NETWORK CODEGalileoCHAR (1)A single-letter identifier to specify the subnetwork over which the authorization request arrived. See Network Codes for possible values.
MERCHANT NUMBERDE042CHAR (15)An identifier that each network assigns to a merchant location
MERCHANT DESCRIPTIONDE043CHAR (40)Descriptive text provided by the merchant to identify the merchant name, location and sometimes the transaction type
MERCHANT CATEGORY CODEDE018NUMBERThe ISO 18245 four-digit identifier that specifies the type of merchant, such as ATM, gas pump, bookseller, airline, hotel, and so on
TRANSACTION CODEGalileoCHAR (2)A numeric value that corresponds to the type of transaction that is being attempted
MERCHANT COUNTRY CODEDE049VARCHAR2 (3)The ISO 3166-1 three-digit code for the country where the merchant is officially located
PRNGalileoCHAR (12)The payment reference number, a unique Galileo-generated identifier for an account
PRODUCT IDGalileoNUMBERIdentifier for the account's product in the Galileo system
ACQUIRING IDDE032VARCHAR2 (11)Identifier for the merchant's acquirer
ACTIVITY IDGalileoNUMBER (18)Identifier for the transaction in the activity table, which contains anything that affects the available balance
ASSOCIATION TRANS IDDE062VARCHAR2 (15)Visa only. The transaction ID provided by the network
AUTHORIZATION STATUSGalileoCHAR (1)Status of the authorization
AUTH TRANSACTION CODEGalileoVARCHAR2 (10)The transaction code (act_type + otype)
BAIDE104VARCHAR2 (3)Business Application Identifier. A value provided by Visa to identify the type of Visa Money Transfer that is being performed
BILLING AMOUNTDE006NUMBER (16,4)Signed. Transaction amount in the billing currency, which is the same as the account's currency
BILLING CURRENCY CODEDE051CHAR (3)Currency code for BILLING AMOUNT
CASHBACK AMOUNTDE054NUMBER (9,2)Amount of the transaction to give to the cardholder as cash
CONTACTLESS TRANSACTIONSDE022CHAR (1)Whether the card was authenticated using contactless technology: Y (contactless) or N (not contactless)
CARD PRESENT INDICATORDE061CHAR (1)Whether this was a card-present transaction: Y (card present) or N (card not present)
CREDIT INDICATORGalileoCHAR (1)Whether the transaction arrived at Galileo over credit rails: Y (credit rails) or N (debit rails)
DE28DE028
DE046 (Allpoint)
VARCHAR2 (9)Local surcharge amount, a fee applied to the ATM withdrawal amount by the ATM's operator
RETRIEVAL REF NUMBERDE037VARCHAR2 (12)Retrieval reference number.
EXTERNAL TRANSACTION IDDE038CHAR (6)The authorization identification response, which is a numeric code that Galileo returns to a merchant to verify that the transaction was authorized. This number is often printed on customer receipts.
OTC FLAGDE003CHAR (1)Whether the transaction included an over-the-counter cash advance: Y (cash advance) or N (no cash advance)
PIN FLAGGalileoCHAR (1)Whether a PIN was used to authenticate the card: Y (PIN) or N (no PIN)
LOCAL AMOUNTDE004NUMBER (16,4)Signed. Transaction amount in the currency at the point of sale
LOCAL CURRENCY CODEDE049CHAR (3)Currency code for LOCAL AMOUNT
LOCAL SURCHARGE AMOUNTDE028NUMBER (16,4)Local surcharge amount, a fee applied to the ATM withdrawal amount by the ATM's operator
MERCHANT POSTAL CODEVARCHAR2 (5)Postal code for the merchant's location
MOBILE TRANSACTIONSGalileoCHAR (1)Whether a token requestor ID was present: Y (mobile wallet) or N (not mobile wallet)
MESSAGE TYPE FLAGGalileoCHAR (2)The otype of the authorization
MTICHAR (3)The message type indicator for the authorization response from Galileo, minus the first digit
PIN ENTRY CAPABILITYDE022CHAR (1)Third character of DE022. Whether the card reader had PIN-entry capability. See DE022 Codes.
POS ENTRY MODEDE022NUMBER (2)First two characters of DE022. How the PAN was entered, such as magnetic stripe, EMV chip, or contactless. See DE022 Codes.
POS TYPEDE003CHAR (3)Type of card authentication at the point of sale: SIG (signature) or PIN
REVERSAL IDGalileoNUMBERContains the authorization ID of the previous authorization in a series, such as with incremental authorizations, reversals, and completions. See Linking transactions in the About Transactions guide for more information.
RISK SCOREDE048VARCHAR2 (10)Risk score that was calculated by the network
SETTLE AMOUNTDE005NUMBER (16,4)Signed. Transaction amount in the settlement currency
SETTLE CURRENCY CODEDE050CHAR (3)Currency code for SETTLEMENT AMOUNT
SLI INDICATORDE048SE42CHAR (1)Security level indicator, included with Mastercard 3DS authentication
SOURCEGalileoNUMBERUnique number assigned to a network:
  • 1 (Maestro)
  • 2 (Mastercard credit)
  • 3 (STAR)
  • 4 (Visa)
  • 5 (Discover)
  • 6 (Allpoint)
  • 7 (Pulse)
  • TERMINAL IDDE041CHAR (8)Identifier of the card reader
    TERMINAL NETWORKGalileoVARCHAR2 (50)Visa only. Network that the card reader used
    TOKEN_REQUESTOR_IDVARCHAR2 (11)Identifier for the token requestor. See the Lookup file for valid values.
    TOKEN TYPEVARCHAR2 (30)Type of token requested: Apple Pay, Samsung Pay or Google Pay
    XIDGalileoNUMBERInternal account identifier; has a 1:1 relationship with the PRN
    AAV INDICATORDE048SE43CHAR (2)Universal cardholder authentication field (UCAF) or account holder authentication value (AAV)
    CONVERSION RATEDE010VARCHAR2 (8)The conversion rate from TRANSACTION AMOUNT to BILLING AMOUNT. See Conversion rates to interpret the value.
    CONVERSION RATE - RECONDE009VARCHAR2 (8)The conversion rate from TRANSACTION AMOUNT to SETTLE AMOUNT. See Conversion rates to interpret the value.
    STIP RESPONSEDE039CHAR (2)Mastercard only. The response code that the network returned to the merchant during stand-in processing (STIP)
    SLIVARCHAR2 (19)Security level indicator
    STIP STATUSGalileoVARCHAR2 (20)Whether the STIP transaction was an approval or denial: STIP (transaction approved) or STIP Decline (transaction denied)
    DE121DE121CHAR (11)Authorizing agent ID code. The actual processing facility that approved or declined an authorization request message
    DE38DE038Authorization identification response
    DE60DE060VARCHAR2 (61)Advice reason code. Indicates the specific reason for an advice.
    DE63_BRNDE063VARCHAR2 (9)Banknet reference number. Value received for Maestro updates
    DE63_IPMDE063VARCHAR2 (16)Mastercard only. Transaction lifecycle ID, which allows tracking throughout a transaction's lifecycle
    IAC_TAXNUMBERMastercard only. Impuesto al consumo. Consumption tax. Colombia only.
    IVA TAXNUMBERMastercard only. Impuesto al valor agregado. Value-added tax. Colombia only.
    POS CARDHOLDER PRESENCEDE061CHAR(1)Indicates whether the cardholder was present at the point of sale. See the DE061 Subelements enumeration for subfield 4.

    Posted Transactions RDF

    The Posted Transactions RDF contains every transaction that has been posted to a customer account during a 24-hour period: settlements, payments, adjustments and fees. To match a settlement with its corresponding authorization, use the AUTHORIZATION CODE or SOURCE ID (which are identical for card transactions).

    These types of transactions do not have corresponding entries in the Authorized Transactions RDF:

    • Adjustments
    • Most payments, except for Mastercard and Maestro loads (PMML, PMMX)
    • Visa, Green Dot, and MoneyGram card loads
    • Account transfers
    • Mastercard Banknet merchant credits
    • Most fees
      • The authorization request amount from an ATM includes all fees.
      • ATM fees that you assess are broken out separately in the Posted Transactions RDF. The ORIGINAL AUTH CODE for the fee contains the AUTHORIZATION CODE of the original ATM authorization.
      • About Fees provides additional information about fees.
    • ACH transactions
    • Direct deposit
    • Bill pay
    • Chargebacks, second presentments, provisional credit, and arbitration
    • Charge offs
    • Force-posted settlements
    • Roundups

    Post time for completions

    The timestamp for a posted transaction usually corresponds to the time Galileo posts the transaction to the cardholder account. However, in the case of completions (transaction type C), the completion time in the Posted Transactions RDF is the time of the completion, whereas the amount is settled later, after Galileo receives the batch settlement file.

    For example, a cardholder gets a preauthorization at a gas pump for 75.00 at 09:00:01 and Galileo places a 75.00 hold on the account. The completion for 35.00 arrives through the authorization stream at 09:04:30. Galileo backs out the 75.00 and places a 35.00 hold on the account. The timestamp for the completion in the Authorized Transactions RDF and the Posted Transactions RDF is 09:04:30, but the actual settlement will be a day or so later. This later settlement is visible in the CST and Program API responses but not in the Posted Transactions RDF.

    For an example of a completion at a gas pump see Five-step sequence in Card Transaction Examples and Scenario 2: Preauthorization with Completion.

    Foreign settlements

    When a foreign transaction is settled, TRANSACTION AMOUNT is in the currency of the account rather than the currency of the merchant. The currency conversion is performed by the card network, and it reflects the conversion rate at the time the transaction cleared, which may be a different rate than when the transaction was authorized.

    See Foreign authorizations for more information.

    Posted Transactions RDF fields

    This table contains the default fields for the Posted Transactions RDF.

    • The primary key for this file is UNIQUE PROGRAM ID + AUTHORIZATION CODE + TRANSACTION CODE/TYPE.
    • The filename format is fw_postedtransactions_yyyymmdd.csv.
    • The Source column indicates where the value came from: Galileo, a Nacha file, a private data subelement (PDS) from a network settlement file, or a data element (DE) in the ISO 8583 message in the authorization stream. The actual element/subelement number for a field may vary by network, and not all elements/subelements are present for all networks.
    • "Signed" amounts have a - sign for debits and no sign for credits: -30.25 for a debit and 23.67 for a credit.
    • All DATETIME fields are YYYY-MM-DD h24:mm:ss.
    • See Data Elements to correlate the DEs with other Galileo resources.
    FieldSourceData typeDescription
    UNIQUE PROGRAM IDGalileoNUMBER (18)The identifier that Galileo has assigned your program
    GALILEO ACCOUNT IDGalileoNUMBER (18)The balance ID, which is different from the account ID (PRN). It is possible for two or more accounts to share the same balance ID.
    CARD IDENTIFIERGalileoNUMBER (18)Sometimes called the CAD, this identifier is given to each unique card that is issued to an account. If you are not PCI compliant, you can sometimes use this identifier instead of the PAN.
    TRANSACTION DATE/TIMEGalileoDATETIMEThe time that Galileo responded to the authorization request, or when a non-card transaction posted to the account
    TRANSACTION CODE/TYPEGalileoCHAR (6)The concatenation of the activity type (act_type) and the transaction type (otype). For an explanation of transaction codes see Classifying transactions in the About Transactions guide.
    TRANSACTION AMOUNTGalileoNUMBER (9,2)Signed. The amount that was posted to the account, in the currency of the account. In the case of a settlement, the amount may be different from its corresponding authorization amount.
    TRANSACTION CURRENCY CODEDE049CHAR (3)The currency code at the point of sale, for card transactions
    AUTHORIZATION CODEGalileoNUMBER (18)A Galileo-generated identifier (auth_id). See Transaction IDs for information about unique identifiers and ID collisions.
    POST DATEGalileoDATETIMEThe date when Galileo posted the transaction to the customer account
    NETWORK CODEGalileoVARCHAR2 (1)A single letter to specify the subnetwork over which the authorization request arrived. This field is populated only for card transactions. See Network Codes for possible values.
    MERCHANT NUMBERDE042CHAR (25)An identifier that each network assigns to a merchant location. For non-card transactions, this may be a location ID provided by you or Galileo.
    MERCHANT DESCRIPTIONDE043CHAR (40)Descriptive text provided by the merchant to identify the merchant name and location and sometimes the transaction type
    MERCHANT CATEGORY CODEDE018NUMBER (18)The ISO 18245 four-digit identifier that specifies the type of merchant, such as ATM, gas pump, bookseller, airline, hotel, and so on
    MERCHANT COUNTRY CODEDE049VARCHAR2 (3)The ISO 3166-1 three-digit code for the country where the merchant is officially located
    INTERCHANGE FEE AMOUNTNUMBER (9,2)Signed. The amount of interchange or fee associated with this transaction. ATM fees and interchange reversals are negative; interchange earned is positive. This field is populated only for card transactions.

    This value is rounded to 2 decimal places; for the full amount without rounding, see IC FEE AMOUNT.
    EXTERNAL TRANSACTION IDDE038VARCHAR2 (60)For network transactions, the authorization identification response in DE038, which is a numeric code that Galileo returns to a merchant to verify that the transaction was authorized. This number is often printed on customer receipts. For transactions initiated by the Program API, this is the transactionId of the API request. This field may be populated in other ways according to your setup and the transaction type.
    PRNGalileoCHAR (12)The payment reference number, a unique Galileo-generated identifier for an account
    PRODUCT IDGalileoNUMBER (18)Identifier for the account's product in the Galileo system
    SETTLE DTL IDGalileoNUMBER (18)The identifier for the transaction in the settlement table. This field is populated only for card transactions.
    ACTUAL POST DATEGalileoDATETIMEDate-time when the ACH credit was posted to the account
    ORIGINAL SETTLEMENT DATENacha fileDATETIMEDate-time when the ACH credit was originally to be posted
    ACH_RETURN CODENacha fileCHAR (3)Code that indicates why an ACH request was returned
    ACQUIRING IDDE032VARCHAR2 (11)Identifier for the merchant's acquirer
    ACTIVITY IDGalileoNUMBERIdentifier for the transaction in the activity table, which includes anything that affects the available balance; ID is unique per core
    AGENT NAMEGalileoVARCHAR2 (125)Name of the CST agent that initiated the transaction
    ARNVARCHAR2 (23)Mastercard only. Acquirer reference number
    ASSOCIATIONGalileoCHAR (3)Three-letter abbreviation for the card network:
  • DEB (Maestro)
  • MAS (Mastercard credit)
  • STA (STAR)
  • VIS (Visa)
  • DIS (Discover)
  • ALL (Allpoint)
  • PLS (Pulse)
  • ASSOCIATION TRANS IDDE062VARCHAR2 (15)Visa only. Transaction identifier that was assigned by the network
    AUTH AMOUNTNUMBER (9,2)Amount that was authorized.
    AUTHORIZATION RESPONSEDE039CHAR (2)Response code that was returned to the merchant
    AUTHORIZATION STATUSGalileoCHAR (1)Status of the authorization
    AUTH TRANSACTION CODEGalileoVARCHAR2 (10)Transaction code for the original authorization
    BAIDE104VARCHAR2 (3)Visa only. Business Application Identifier, which identifies the type of Visa card load
    BATCH HEADERNacha fileVARCHAR2 (94)Record header for incoming ACH credits
    BILLING AMOUNTDE006NUMBER (16,4)Signed. Transaction amount in the billing currency, which is the cardholder account currency
    BILLING CURRENCY CODEDE051CHAR (3)Currency code for BILLING AMOUNT
    CASE SENSITIVE FLAGGalileoVARCHAR2 (1)Which case the otype in TRANSACTION CODE/TYPE is: Y (uppercase) , N (lowercase) or blank (not specified)
    CASHBACK AMOUNTDE054NUMBER (9,2)Amount of the transaction that was given to the cardholder as cash
    CCA FEEDE111NUMBER (9,2)Currency conversion assessment (CCA) fee
    CCA FEE AMOUNT SETTLEDE111NUMBER (9,2)Amount of the settlement on which the CCA fee was assessed
    CCA FEE CURRENCY CODEDE111VARCHAR2 (3)Currency code for CCA FEE
    CCA FEE SIGNGalileoVARCHAR2 (1)CCA fee sign: C (credit) or D (debit)
    CHECK NUMBERGalileoNUMBER (19)Number of the check
    COMPANY DESCNacha fileVARCHAR2 (15)Company description for incoming ACH transactions
    COMPANY NAMENacha fileVARCHAR2 (20)Company name for incoming ACH transactions
    CONTACTLESS TRANSACTIONSDE022CHAR (1)Whether the card was authenticated using contactless technology: Y (contactless) or N (not contactless)
    CONVERSION RATE - BILLINGDE010VARCHAR2 (9)The currency conversion rate when converting TRANSACTION AMOUNT to BILLING AMOUNT. See Conversion rates to interpret the value.
    CONVERSION RATE - RECONDE009VARCHAR2 (8)The currency conversion rate when converting TRANSACTION AMOUNT to SETTLE AMOUNT. See Conversion rates to interpret the value.
    CARD PRESENT INDICATORDE061CHAR (1)Whether it was a card-present transaction: Y (card present) or N (card not present)
    CREDIT INDICATORGalileoCHAR (1)Whether the transaction arrived at Galileo over credit rails: Y (credit rails) or N (debit rails)
    SETTLEMENT DATEDE015CHAR (4)Date on which the card transaction settled
    DE28DE028VARCHAR2 (9)Local surcharge amount, a fee applied to the ATM withdrawal amount by the ATM's operator
    RETRIEVAL REF NUMBERDE037VARCHAR2 (12)Retrieval reference number
    REASON CODESDE044VARCHAR2 (25)Visa only. Full contents of DE044, miscellaneous response data.
    AVS CHECKDE063VARCHAR2 (50)Data used to perform the AVS check.
    ICAVARCHAR2 (6)Mastercard only. Interbank Card Association number, assigned by Mastercard to a financial institution
    DRAWDOWN SETTLEMENT DATEDATETIMEDate-time when the amount was taken from the issuing bank account
    EFFECTIVE_DTNacha fileDATETIMEFor an ACH transaction, the effective date-time when the ACH payment should post. Usually set by the bank to the actual date when the payment is posted, in case Galileo posts the payment early.
    EXPIRED AUTH CODEGalileoNUMBER (10)AUTHORIZATION CODE of the expired authorization that corresponds to this force-posted transaction. This field is populated only for card transactions.
    FEE PROGRAM INDICATORDE063SE19VARCHAR2 (3)Visa only. Interchange reimbursement fee program indicator, applied to select ATM transactions
    FULL MERCHANT DESCRIPTIONDE043VARCHAR2Merchant name and full address and store number if provided by the network at the time of settlement
    GROUP_IDNUMBERIdentifier of the store where the card was sold
    IC FEE AMOUNTFLOAT (12,6)Signed. Interchange fee amount
    INTERCHANGE RATE DESIGNATORPDS0158VARCHAR2 (2 bytes)The interchange rate and editing rules applied to the transaction
    IS AFT TRANSACTIONDE003CHAR (1)Whether this is an account funding transaction: Y (AFT) or N (not AFT)
    FOREIGN TRANSACTION INDICATORGalileoCHAR (1)Whether the transaction is foreign relative to the account's country: Y (foreign) or N or null (domestic). This field is populated only for card transactions.
    OTC FLAGDE003CHAR (1)Whether the transaction included an over-the-counter cash advance: Y (cash advance) or N (no cash advance)
    PIN FLAGGalileoCHAR (1)Whether a PIN was used to authenticate the card: Y (PIN) or N (no PIN)
    LOAD DTNacha fileDATETIMEACH load date (the date-time the incoming ACH was loaded)
    LOCAL AMOUNTDE004NUMBER (16,4)Signed. Transaction amount in the currency at the point of sale
    LOCAL CURRENCY CODEDE049CHAR (3)Currency code for LOCAL AMOUNT
    LOCAL SURCHARGE AMOUNTDE028NUMBER (16,4)Signed. Local surcharge amount, a fee applied to the ATM withdrawal amount by the ATM's operator
    MC SEQ COUNTGalileoNUMBER (2)Multi-clearing sequence count. Total number of clearings in this sequence
    MC SEQ NUMBERGalileoNUMBER (2)Multi-clearing sequence number. Position of this clearing in the sequence
    MOBILE TRANSACTIONSGalileoCHAR (1)Whether a token requestor ID was present: Y (mobile wallet) or N (not mobile wallet)
    MESSAGE TYPE FLAGGalileoCHAR (2)The otype of the authorization
    NAMENacha fileVARCHAR2Payee name for direct deposit
    FILE IDSettlement fileVARCHAR2 (25)Visa only. Identifier for the settlement file
    CHECK NUMBERVARCHAR2Number of the remote-deposit check
    ROLLING BALANCEGalileoNUMBER (9,2)Signed. Available balance after this transaction took place. If you are the system of record instead of Galileo, this value may be inaccurate.
    ORIGINAL AUTH CODEGalileoNUMBERSource ID for the transaction that this fee was assessed to
    SECURE CODEPDS0052VARCHAR2Mastercard only. Secure code from the settlement file
    POS CONDITION CODEDE025VARCHAR2 (2)Visa and Discover only. The conditions under which the transaction took place at the point of sale. See DE025 Codes.
    POS ENTRY MODEDE022NUMBER (2)First two characters of DE022. How the PAN was entered, such as magnetic stripe, EMV chip, or contactless. See DE022 Codes.
    POS TYPEGalileoCHAR (3)Type of card authentication at the point of sale: SIG (signature) or PIN
    POSTED EARLYNacha fileCHAR (1)Whether the ACH transaction was posted early: Y (early) or N (not early)
    ENDORSEMENT DATEDATETIMEPresentment date-time for a paper check
    PRIOR IDGalileoNUMBER (12)The ID of a transaction that is linked to this transaction, such as the transaction that triggered this transaction
    RECURRING TRANSACTION FLAGDE061CHAR (1)Whether this is a recurring transaction: Y (recurring) or N (not recurring)
    RECEIVE DTNacha fileDATETIMEDate-time that the Nacha file arrived at Galileo
    CHECK RETURN CODECHAR (3)Code to indicate why a paper check was returned
    REVERSAL IDGalileoNUMBERContains the authorization ID of the previous authorization in a series, such as with incremental authorizations, reversals, and completions. This field is populated only for card transactions. See Linking transactions in the About Transactions guide for more information.
    SETTLE AMOUNTDE005NUMBER (16,4)Signed. Transaction amount in the settlement currency
    SETTLE CURRENCY CODEDE050CHAR (3)Currency code for SETTLEMENT AMOUNT
    SETTLE SERVICE IDPDS0159SE4CHAR (10)Uniquely identifies the settlement service
    SETTLE DATEGalileoDATETIMEDate and time when the transaction was settled
    SETTLEMENT SERVICE CODEPDS0159SE3CHAR (1)Identifies the settlement level of the settlement service: 1 or (regional) 3 (intracurrency)
    SETTLEMENT SERVICE IDPDS0159SE4CHAR (10)Duplicate of SETTLE SERVICE ID
    SLI INDICATORDE048SE42CHAR (1)Security level indicator, included with Mastercard 3DS authentication
    SOURCEGalileoNUMBER (1)Number assigned to a network:
  • 1 (Maestro)
  • 2 (Mastercard credit)
  • 3 (STAR)
  • 4 (Visa)
  • 5 (Discover)
  • 6 (Allpoint)
  • 7 (Pulse)
  • SOURCE IDGalileoNUMBER (18)A Galileo-generated identifier (source_id) that maps back to the original transaction table. See Transaction IDs for information about unique identifiers and ID collisions.
    SOURCE INSTITUTION NAMENacha fileVARCHAR2 (35 bytes)The source institution name for the incoming ACH credit
    SOURCE TRACENacha fileVARCHAR2 (20 bytes)ACH trace number assigned by the external originating institution to incoming ACH transactions
    SOURCE TYPECHAR (1)Type of source: S (settlements) or A (activity)
    TERMINAL IDDE041CHAR (8)Identifier of the card reader
    TERMINAL NETWORKGalileoVARCHAR2 (50)Network that the card reader used
    TOKEN REQUESTOR IDVARCHAR2 (11)Identifier for the token requestor. Present for mobile-wallet transactions. See the Lookup file for valid values.
    TRACE NUMBERDE011
    Nacha file
    VARCHAR2 (20)For a card transaction, an identifier from the merchant that is included with all messages related to that transaction.

    For an ACH transaction the trace number assigned by Galileo to outgoing ACH transactions.
    TRANSACTION DESCRIPTIONVARCHAR2 (100)Description for certain transactions
    XIDGalileoNUMBERInternal account identifier; has a 1:1 relationship with the PRN
    LOADS AUTH IDGalileoNUMBEROriginal authorization ID for card loads
    PDS1002PDS1002VARCHAR2 (13)Custom field
    PDS1018PDS1018VARCHAR2 (13)Custom field
    REASON CODESDE041SE1VARCHAR2 (1)Visa only. First character only of DE044. The response source/reason code that identifies the source of the DE039 response.
    ACH TRACE NUMBERVARCHAR2 (20)ACH trace number
    IVA TAXNUMBERMastercard only. Impuesto al valor agregado. Value-added tax. Colombia only.
    IAC_TAXNUMBERMastercard only. Impuesto al consumo. Consumption tax. Colombia only.
    IPM AUTH CODEGalileoCHAR (6)Numeric tag generated by Galileo during authorization, which is sent in the response, and then is returned in the settlement batch file to help link authorizations with settlements
    MSG REASON CODEDE025CHAR (4)Mastercard only. Indicates why a message was sent. Consult the Mastercard IPM Clearing Formats document to interpret the code.
    MERCHANT POSTAL CODEVARCHAR2 (5)Postal code for the merchant's location.
    CONVERSION RATE SETTLEMENTDE009VARCHAR2 (8)Visa only. The currency conversion rate when converting TRANSACTION AMOUNT to SETTLE AMOUNT. See Conversion rates to interpret the value.
    CONVERSION RATEDE010VARCHAR2 (8)Visa only. The currency conversion rate when converting TRANSACTION AMOUNT to BILLING AMOUNT. See Conversion rates to interpret the value.
    TRANSACTION LIFECYCLE IDDE063VARCHAR2 (16)Mastercard only. Transaction lifecycle identifier, which allows tracking throughout a transaction's lifecycle
    TRANSACTION LIFECYCLE ID/ ASSOCIATION TRANSACTION ID FOR ALL NETWORKSVARCHAR2 (15)Transaction lifecycle ID/ association transaction ID for all networks
    PDS0185PDS0185VARCHAR2 (33)Accountholder authentication value (AAV) (Mastercard) or cardholder authentication verification value (CAAV) (Visa), returned for 3DS transactions
    PIN ENTRY CAPABILITYDE022CHAR (1)Indicates methods available at the terminal for PIN entry. See PIN entry capability.
    DE60DE060VARCHAR2 (61)Advice reason code. Indicates the specific reason for an advice.
    DE121DE121CHAR (11)Authorizing agent ID code, the actual processing facility that approved or declined an authorization request message
    DE63_BRNDE063VARCHAR2 (9)Banknet reference number; value received for Maestro updates
    PDS0180PDS 0180VARCHAR2 (20)Domestic card acceptor tax ID. U.S. tax ID of the card acceptor
    CH_GROUP_IDGalileoNUMBER (10)Group ID, if the account is part of a Corporate Hierarchy

    Conversion rates

    The conversion rate fields have the pattern <shift digit><exchange rate digits>. The first digit specifies how many places from the right the decimal is located. For example, 69985022 translates to an exchange rate of 9.985022%.

    Lookup file

    Use the Lookup file to interpret the codes in some of the RDF fields. The Lookup file for a particular day contains only those values that are included with the other RDFs on that day, so this file will include some values on one day that it does not include on other days.

    The DESCRIPTION field contains a short description rather than a long description, because the specific meaning for some fields is different for each Galileo client according to their setup.

    The primary key for this table is FILE TYPE + FIELD NAME + CODE. There is no foreign key to link this file to the other RDFs. All fields are strings.

    Field nameLengthDescription
    CODE10Possible values for the field
    DESCRIPTION50Description of the CODE value
    FIELD NAME30Name of the field in the RDF
    FILE TYPE1The RDF that contains the field:
  • A (Authorized Transactions)
  • C (Customer Master)
  • D (Account Card)
  • P (Posted Transactions)