Three-Step Sequence Simulation
A debit cardholder makes a $30 purchase at a retail establishment without inputting a PIN. The transaction is later settled for the full amount. This is the same transaction shown in Three-step sequence in Card Transaction Examples. Also see Scenario 1: Authorization with Settlement.
Authorization
Call Create Simulated Card Authorization with these parameters:
Parameter | Value |
---|---|
accountNo | PAN or PRN |
amount | 30 |
association | mc_auth or visa |
merchantName | Central Market |
mcc | 5399 |
transType | 1 or leave blank |
{
"status_code": 0,
"status": "Success",
"processing_time": 1.681,
"response_data": {
"auth_response_code": "00",
"auth_response_description": "Success",
"auth_id": 2233
},
"echo": {
"provider_transaction_id": "",
"provider_timestamp": null,
"transaction_id": "9f3aa0db-06f8-4e0d-a202-e31d349c77aa"
},
"system_timestamp": "2022-10-10 08:32:14",
"rtoken": "fb599ae2-b0ee-4255-b2f1-6fdef1266462"
}
Capture the auth_id
for later use.
View the authorization
Call Get Authorization History to see the authorization:
"authorizations": [
{
"auth_id": "2233",
"details": "Central Market LT LAKE CITY UTUS",
"details_formatted": "CENTRAL MARKET, LT LAKE CITY, UT",
"amount": "-30",
"timestamp": "2022-10-10 08:32:14",
"type": "A",
"mcc": "5399",
"merchant_id": "tqJWttRLcDH2xG8",
"acq_id": "646235",
"terminal_id": "84556025",
"can_be_expired": "1",
"original_auth_id": "0",
"network_code": "V",
"local_amt": "000000003000",
"local_curr_code": "840",
"settle_amt": null,
"settle_curr_code": null,
"billing_amt": null,
"billing_curr_code": null
}
]
Settlement
Call Create Simulated Card Settlement with these parameters:
Parameter | Value |
---|---|
authId | auth_id from the authorization response |
accountNo | PAN or PRN |
association | visa or mc_auth |
amount | 30 or leave blank |
{
"status_code": 0,
"status": "Success",
"processing_time": 6.505,
"response_data": {
"settle_response_code": "00",
"settle_response_description": "Success",
"settle_dtl": 701
},
"echo": {
"provider_transaction_id": "",
"provider_timestamp": null,
"transaction_id": "a811457f-e0a3-4485-abb5-ab09bd3aca35"
},
"system_timestamp": "2022-10-10 08:38:59",
"rtoken": "9f6f90f0-a85d-4594-86fd-bf1d1b3ec51c"
}
The settle_dtl
(settlement detail) value can be used for troubleshooting with Galileo.
Transactions created
Call Get All Transaction History to see the three ledger entries, in reverse chronological order.
"transactions": [
{
"is_savings": false,
"deny_code": null,
"disputable": true,
"details": "Central Market, LT LAKE CITY, UTUS",
"act_type": "VS",
"act_type_description": "Visa Settlement",
"post_ts": "2022-10-10 08:38:57",
"amt": -30,
"source_id": "2233",
"type": "A",
"type_description": "",
"trans_code": "VSA",
"arn": "06462352283422745227458",
"merchant_id": "tqJWttRLcDH2xG8",
"external_trans_id": "",
"calculated_balance": 970,
"ach_trans_id": null,
"auth_ts": "2022-10-10 08:32:14",
"prior_id": "0",
"card_id": "5530",
"formatted_merchant_desc": "CENTRAL MARKET, LT LAKE CITY, UTUS",
"network_code": "V",
"auth_id": "2233",
"local_amt": null,
"local_curr_code": null,
"settle_amt": null,
"settle_curr_code": null,
"billing_amt": null,
"billing_curr_code": null,
"pmt_ref_no": "999102163165",
"mcc_code": "5399",
"credit_ind": "Y"
},
{
"is_savings": false,
"deny_code": null,
"disputable": false,
"details": "Central Market, LT LAKE CITY, UTUS",
"act_type": "BV",
"act_type_description": "Visa Authorization Backout",
"post_ts": "2022-10-10 08:38:57",
"amt": 30,
"source_id": "2233",
"type": "A",
"type_description": "",
"trans_code": "BVA",
"arn": "06462352283422745227458",
"merchant_id": "tqJWttRLcDH2xG8",
"external_trans_id": "",
"calculated_balance": 1000,
"ach_trans_id": null,
"auth_ts": "2022-10-10 08:32:14",
"prior_id": "0",
"card_id": "5530",
"formatted_merchant_desc": "CENTRAL MARKET, LT LAKE CITY, UTUS",
"network_code": "V",
"auth_id": "2233",
"local_amt": null,
"local_curr_code": null,
"settle_amt": null,
"settle_curr_code": null,
"billing_amt": null,
"billing_curr_code": null,
"pmt_ref_no": "999102163165",
"mcc_code": "5399",
"credit_ind": "Y"
},
{
"is_savings": false,
"deny_code": null,
"disputable": false,
"details": "Central Market, LT LAKE CITY, UTUS",
"act_type": "VI",
"act_type_description": "Visa Authorization",
"post_ts": "2022-10-10 08:32:14",
"amt": -30,
"source_id": "2233",
"type": "A",
"type_description": "",
"trans_code": "VIA",
"arn": "",
"merchant_id": "tqJWttRLcDH2xG8",
"external_trans_id": "",
"calculated_balance": 970,
"ach_trans_id": null,
"auth_ts": "2022-10-10 08:32:14",
"prior_id": "0",
"card_id": "5530",
"formatted_merchant_desc": "CENTRAL MARKET, LT LAKE CITY, UTUS",
"network_code": "V",
"auth_id": "2233",
"local_amt": 30,
"local_curr_code": "840",
"settle_amt": 0,
"settle_curr_code": null,
"billing_amt": null,
"billing_curr_code": null,
"pmt_ref_no": "999102163165",
"mcc_code": "5399",
"credit_ind": "Y"
}
]
Updated over 1 year ago