Enhanced Provisioning Rules

Consult this page to see which parameters to set to send a mobile-wallet tokenization request down either the red path or the yellow path.

Red path — Decline provisioning requests

Set each parameter to initiate the red path for provisioning requests when the rule is triggered. The fields specified in the Rules column are nested in the tar_info object of the Auth API.

Parameter	Description	Rule
TWRRC	Tokenization Wallet Recommendation Red Check	`tokenization_recommendation` is: `0` (decline) — Mastercard `2` (not approved) — Visa
TASRC	Tokenization Account Score Red Check	Mastercard or Visa: `account_score: 1`
TRCRC	Tokenization Reason Codes Red Check	Mastercard only. `tokenization_recommendation_reason_code_parsed` is: `10` — Excessive recent tokenizations on device `11` — Excessive non-matching cardholder names on device `12` — Low device score `16` — High-risk digitization attempt
TVSCK	Tokenization Visa Score Check	Visa token score is greater than or equal to `85`.
TALCK	Tokenization Attempt Limit Check	Limit the number of times a token can be deleted and re-provisioned within a given period.

Yellow path — Send one-time passcode

Set each parameter to initiate the yellow path for provisioning requests when the rule is triggered. The fields specified in the Rules column are nested in the tar_info object of the Auth API. By default, all provisioning requests with device_score: 2 will enter the yellow path.

Parameter	Description	Rule
TWRYC	Tokenization Wallet Recommendation Yellow Check	`tokenization_recommendation` is: `2` — Requires additional authentication (Mastercard) `1` — Conditionally approved with further verification (Visa)
TTTCK	Tokenization Token Type (Visa Only)	`token_type: H`
TASYC	Tokenization Account Score Yellow Check	Mastercard or Visa: `account_score: 2`
TEMCK	Tokenization Entry Mode Check	PAN was manually entered or a picture was taken of the card with a camera. (Visa)
TRCYC	Tokenization Reason Code Yellow Check	Mastercard `tokenization_recommendation_reason_code_parsed` is: `05` — Suspicious transactions linked to this account. `07` — Device contains suspended tokens `08` — Device recently reported lost `09` — Excessive recent tokenization attempts on device `13` — Low account score `14` — Non-domestic tokenization attempts Visa `tokenization_recommendation_reason_code` is: `03` — Cardholders’ wallet account/card pair is newer than date threshold. `05` — Suspicious transactions linked to this account. `07` — Suspended cards in the secure element. `08` — Device was put in lost mode for longer than the duration threshold within the last 7 days `09` — The number of provisioning attempts on this device in 24 hours exceeds the threshold `0A` — There have been more than the threshold number of provisioning attempts for different cards on this phone in 24 hours. `0G` — Suspected fraud