Enhanced Provisioning Rules

Consult this page to see how to set parameters to send a mobile-wallet tokenization request down either the red path (Decline provisioning request) or the yellow path (Send one-time passcode).

Most of the fields specified in the Rule column are nested in the tar_info object of the Auth API. For details, see the Mobile wallets table on the Parameters page.

ParameterRule
Settings
TALCKLimit the number of times a token can be deleted and re-provisioned within a given time period. Limit this to three times in a 30-day period, and five times in a 6-month period.
  • YY — Yellow path
  • Y — Red path
  • TASRCMastercard (DE124) or Visa (Field 125, usage 02): account_score: 1
  • YY — Yellow path
  • Y — Red path
  • TASYCMastercard (DE124) or Visa (Field 125, usage 2): account_score: 2
  • Y — Yellow path
  • YR — Red path
  • TEMCKPAN was manually entered, or a picture was taken of the card with a camera.
  • Y — Yellow path
  • YR — Red path
  • TRCRCMastercard only. tokenization_recommendation_reason_code_parsed is:
  • 10 — Excessive recent tokenizations on device
  • 11 — Excessive non-matching cardholder names on device
  • 12 — Low device score
  • 16 — High-risk digitization attempt
  • YY — Yellow path
  • Y — Red path
  • TRCYCMastercard tokenization_recommendation_reason_code_parsed is:
  • 05 — Suspicious transactions linked to this account.
  • 07 — Device contains suspended tokens
  • 08 — Device recently reported lost
  • 09 — Excessive recent tokenization attempts on device
  • 13 — Low account score
  • 14 — Non-domestic tokenization attempts

    Visa tokenization_recommendation_reason_code is:
  • 03 — Cardholders’ wallet account/card pair is newer than date threshold.
  • 05 — Suspicious transactions linked to this account.
  • 07 — Suspended cards in the secure element.
  • 08 — Device was put in lost mode for longer than the duration threshold within the last 7 days
  • 09 — The number of provisioning attempts on this device in 24 hours exceeds the threshold
  • 0A — There have been more than the threshold number of provisioning attempts for different cards on this phone in 24 hours.
  • 0G — Suspected fraud
  • Y — Yellow path
  • YR — Red path
  • TTTCKVisa only. token_type: H (MDES cloud token)
    Field 123, usage 2, Dataset 68, Tag 07
  • Y — Yellow path
  • YR — Red path
  • TVSCKVisa only. Visa token score (Field 123, usage 2) is greater than or equal to 85.
  • YY — Yellow path
  • Y — Red path
  • TWRRCtokenization_recommendation is:
  • 0 (decline) — Mastercard (DE124)
  • 2 (not approved) — Visa (Field 125, usage 02)
  •  YY — Yellow path
  • Y — Red path
  • TWRYCtokenization_recommendation is:
  • 2 — Requires additional authentication (Mastercard, DE124)
  • 1 — Conditionally approved with further verification (Visa, Field 125, usage 2)
  • Y — Yellow path
  • YR — Red path


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