A debit cardholder purchases $300 worth of goods in a gift shop in Salvador, Brazil. The following are true:
The initial available balance is $1000.
The merchant validates the debit card with a signature.
The network is Mastercard Banknet.
The authorization and settlement amounts are in dollars, converted from the foreign currency.
Sequence of events
Events in the same step have the same timestamp.
Mastercard sends an authorization request for –300.00.
Galileo approves the request and places a 300.00 hold on the cardholder account. The available balance is now 700.00. Galileo sends a BAUT: auth event message.
Mastercard sends a batch file with –303.00 as the settlement amount, which is different from the authorization amount because of fluctuations in the currency conversion rate.
Galileo backs out the 300.00 hold and posts –303.00 to the account. The available balance is now 697.00. Galileo sends a SETL: setl event message.
Transactions
These tables show how the transactions are represented by various Galileo systems. For an explanation of the trans_code field, see Classifying transactions in the About Transactions guide.
Auth API
auth_type
transaction_type
trans_amount
auth_id
original_id
available_funds
timestamp
Auth
Auth
300.00
4444
0
1000
20210413:115944MST
Authorization/Settlement Events
msg_id
type
amount
auth_id
original_auth_id
open_to_buy
timestamp
BAUT
auth
300
4444
0
700
2021-04-13 11:59:44 MST
SETL
setl
303
4444
0
697
2021-04-14 09:11:13 MST
Authorized Transactions RDF
TRANSACTION AMOUNT
AUTHORIZATION CODE
TRANSACTION CODE
REVERSAL ID
TRANSACTION DATE/TIME
300.00-
4444
5
0
2021-04-13 11:59:44
Posted Transactions RDF
TRANSACTION AMOUNT
AUTHORIZATION CODE
TRANSACTION CODE/TYPE
SOURCE ID
TRANSACTION DATE/TIME
POST DATE
303.00-
4444
SE5
4444
2021-04-13 11:59:44
2021-04-14 09:11:13
Get Authorization History response
This endpoint returns only transactions that have not settled or expired. These transactions are also returned by Get Account Overview. The local_amt field contains the sale amount in Brazilian Reals.
amt
auth_id
original_auth_id
type
local_amt
timestamp
-300
4444
0
A
000000156771
2021-04-13 11:59:44
Get Transaction History response
This endpoint returns only settled transactions. These transactions are also returned by Get Account Overview.
amt
source_id
original_auth_id
trans_code
auth_ts
post_ts
-303
4444
0
SE5
2021-04-13 11:59:44
2021-04-14 09:11:13
Get All Transaction History response
This endpoint returns the same transactions as the All Transactions screen of the CST.
