ACH Direct Deposit Simulation

This simulates a payroll direct deposit of $100 to the customer's checking account. The transaction is processed per Setup for Incoming ACH Transaction Simulation.

Origination

Call Create Simulated Incoming ACH Transaction with these parameters:

Parameter Value

templateName "CreditsAndDebits"

templateValues "destinationRoutingNumber": "123456789",
"originRoutingNumber": "987654321",
"destinationBankName": "BoFA",
"originBankName": "CHASE",
"referenceCode": "22355678",
"companyName": "Galileo",
"standardEntryClassCode": "PPD",
"companyEntryDescription": "Payroll",
"destinationAccountNumber": "12345678",
"amount": 100,
"receiverName": "John Doe",
"identificationNumber": "#789654",
"transactionType": "credit",
"accountType": "checking",
"effectiveEntryDate" :"230530"

Parameter	Value
`templateName`	"CreditsAndDebits"
`templateValues`	"destinationRoutingNumber": "123456789", "originRoutingNumber": "987654321", "destinationBankName": "BoFA", "originBankName": "CHASE", "referenceCode": "22355678", "companyName": "Galileo", "standardEntryClassCode": "PPD", "companyEntryDescription": "Payroll", "destinationAccountNumber": "12345678", "amount": 100, "receiverName": "John Doe", "identificationNumber": "#789654", "transactionType": "credit", "accountType": "checking", "effectiveEntryDate" :"230530"

Response

{
   "status_code": 0,
   "status": "Success",
   "processing_time": 0.051,
   "response_data": {
       "ach_transaction_id": 14
   },
   "echo": {
       "provider_transaction_id": "",
       "provider_timestamp": null,
       "transaction_id": "d06ee89c-984b-4628-8b54-cfd672b021b7"
   },
   "system_timestamp": "2023-05-25 13:52:08",
   "rtoken": "0fca914b-2669-48cd-97e8-f247669a6034"
}

📘
Note
Non-required templateValues are populated with a default value, which can be edited. The effectiveEntryDate should be greater than or equal to today’s date.

Origination

Response

📘Note

📘
Note