A cardholder makes a $45 purchase at a grocery store and requests $20 cash back. Before simulating this transaction type, verify that your product settings do not prohibit cashback transactions (such as the CASHB parameter). In the request, the `amount` should contain the purchase amount plus the cashback amount. For `cashBack` pass the amount to return in cash. This amount is visible in the `cashback_amount` field of the Auth API.
### Authorization
Call <a href="ref:post_createsimulatedcardauth" target="_blank">Create Simulated Card Authorization</a> with these parameters.
| Parameter | Value |
`accountNo` | <<glossary:PAN>> or <<glossary:PRN>> |
`amount` | `65` |
`association` | `visa` or `mc_auth` |
`merchantName` | `Central Supermarket` |
`mcc` | `5411` |
`cashBack` | `20` |
`specialFunctions` | `add_cashback` (Visa)<br>`make_cashback` (Mastercard) |
`transType` | `1` or leave blank |
#### View the authorization
Call <a href="ref:post_getauthhistory" target="_blank">Get Authorization History</a> to see the authorization. The `amount` and `local_amt` fields show the same amount.
### Settlement
Call <a href="ref:post_createsimulatedcardsettle" target="_blank">Create Simulated Card Settlement</a> with these parameters:
| Parameter | Value |
`authId` | `auth_id` from the previous authorization |
`accountNo` | PAN or PRN |
`amount` | `65` or leave blank |
`association` | `visa` or `mc_auth` |
### Transactions created
Call <a href="ref:post_getalltranshistory" target="_blank">Get All Transaction History</a> to see the three ledger entries: