September 2022

In September 2022 we added Real-Time Funding guides, added new simulated auth parameters, indicated how to skip U.S. address validation, added a new field for ACRT, explained how to subsidize transactions, added support for international characters, removed a table, added info on subsidizing transactions, added a new guide on account holder refunds and clarified the use of the id parameter. Click September 2022 to see the details.

Real-Time Funding documentation

Galileo offers a new product, Real-Time Funding (RTF), which is a simple way to set up a central account that supplies funds to cards at the time of authorization.

• About Real-Time Funding — Explanation of the benefits and the underlying processes of Real-Time Funding
• Creating Real-Time Funding Accounts — How to set up and create RTF funding and RTF spending accounts
• Testing Real-Time Funding in CV — How to test RTF funding and RTF spending accounts in CV
• Real-Time Funding Transaction Examples — Examples of how RTF transactions appear in the ledger

New simulated transaction parameters

The Create Simulated Card Authorization endpoint has new input parameters to help you simulate a variety of card transactions such as preauths, completions and reversals. You will need to contact Galileo for setup before you can use these new parameters.

Skipping U.S. address validation

When using an enrollment endpoint to enroll a user with a non-U.S. address, you can prevent U.S. address validation by passing a non _US value such as es_MX, es_CO, or en_CA for locale.

New optional field for ACRT

To the ACRT: ach_return event message you can now add ach_trans_id to help tie the event back to the original ACH transaction.

Subsidized transactions

To the Authorization Controller API guide we added a note about one use case for real-time transfers: subsidized transactions.

International characters

We now support the Latin-9 ISO-8859-15 character set in name and address input parameters for the Program API. See International characters in Special Characters for details.

Removed parameters

From the Disputes at Galileo guide we removed the table of product parameters at the end of the guide because those parameters are used only for legacy setups.

Subsidized transactions

In the Authorization Controller API guide we added a note about using real-time transfers to subsidize (partially pay) authorization amounts from selected merchants.

New guide

We’ve published a guide about Galileo’s Account Holder Refund product which explains how to automatically issue a paper check to return remaining funds to an account holder once the account is canceled.

Clarification on the id parameter

In the Customer ID Verification (KYC/CIP) guide, we clarified that when using Galileo's integrated ID verification process, the SSN or SIN must be passed in the id parameter instead of the id2 parameter. Galileo does not check for duplicates in the id2 parameter, and id2 values are not masked in the RDFs. We have also deprecated the SSNLV product parameter: VLDLV should be set instead.