Scenario 25: ATM Card Load (Allpoint)
A cardholder goes to an Allpoint ATM and inserts four $20 bills to load onto a debit card. The following are true:
- The initial available balance is $1000.
- The network is Allpoint.
Sequence of events
Events in the same step have the same timestamp.
- Allpoint sends a payment authorization request for 80.00 over network rails.
- Galileo approves the request and sends the
AAPM: auth_paymentevent message. Galileo converts the transaction into a payment, posts 80.00 to the account, and sends theBPMT: pmtevent message. The available balance is now 1080.00. - Allpoint sends a batch file with the 80.00 transaction. Galileo sends the
SETL: setlevent message. The available balance is still 1080.00.
Transactions
These tables show how the transactions are represented by various Galileo systems. For an explanation of the trans_code field, see Classifying transactions in the About Transactions guide.
Auth API
The Auth API message on which this example is based is featured in this Recipe: Auth API v3: Allpoint ATM Card Load.
| auth_type | trans_amount | transaction_type | auth_id | original_id | available_funds | timestamp |
|---|---|---|---|---|---|---|
| Auth | 80.00 | Payment | 5050 | 0 | 1000.00 | 20250305:075039MST |
Authorization/Settlement Events
| msg_id | type | amount | auth_id | pmt_id | ach_trans_id | open_to_buy | timestamp |
|---|---|---|---|---|---|---|---|
| AAPM | auth_payment | 80 | 5050 | 1080 | 2025-03-05 10:18:32 | ||
| BPMT | pmt | 80 | 9991 | 5050 | 1080 | 2025-03-05 10:18:32 | |
| SETL | setl | 0 | 5050 | 1080 | 2025-03-06 08:14:58 |
Authorized Transactions RDF
| TRANSACTION AMOUNT | AUTHORIZATION CODE | TRANSACTION CODE | REVERSAL ID | TRANSACTION DATE/TIME | AUTH TRANSACTION CODE |
|---|---|---|---|---|---|
| 80.00 | 5050 | 0 | 2025-03-05 10:18:32 | APK |
Posted Transactions RDF
| TRANSACTION AMOUNT | AUTHORIZATION CODE | TRANSACTION CODE/TYPE | LOADS AUTH ID | TRANSACTION DATE/TIME | POST DATE |
|---|---|---|---|---|---|
| 80.00 | 9991 | PMAO | 5050 | 2025-03-05 10:18:32 | 2025-03-05 10:18:32 |
Get Authorization History response
This transaction is not returned by this endpoint.
Get Transaction History response
This endpoint returns only settled transactions. These transactions are also returned by Get Account Overview.
| amt | source_id | original_auth_id | trans_code | auth_ts | post_ts |
|---|---|---|---|---|---|
| 80 | 9991 | 0 | PMAO | 2025-03-05 10:18:32 | 2025-03-05 10:18:32 |
Get All Transaction History response
This endpoint returns the same transactions as the All Transactions screen of the CST.
| amt | auth_id | prior_id | trans_code | source_id | calculated_balance | credit_ind | auth_ts | post_ts |
|---|---|---|---|---|---|---|---|---|
| 80 | 5050 | 0 | PMAO | 9991 | 1080 | None | 2025-03-05 10:18:32 | 2025-03-05 10:18:32 |