Autopay Events

The following are events triggered by activities related to autopay for Secured Credit. These are sent to you in the Transaction Events Webhook which is part of the Events API.

AutopayStatusChangeEvent.v1

The status of autopay changed.

Code — N/A
Event trigger — The status of autopay changed.
Process — This process contains the event trigger:
- Set Autopay Attempt endpoint

Field	Default	Description
`prn`	X	Galileo 12-digit payment reference number (PRN) for the account. Example: `"155101003022"`.
`newStatus`	X	New status after the change to autopay. Example: `"Disabled”`.
`reason`	X	Description of what caused the status change. Example: “Autopay attempt failed and reached maximum retry limits, disable autopay as a result.”

AutopayStatusChangeEvent.v1 example

{  
  "detail": {  
    "data": {  
      "AutopayStatusChangeEvent.v1": {
	"prn": "155101003022",
	"newStatus": "Disabled",
	"reason":  "Autopay attempt failed and reached maximum retry limits, disable autopay as a result.”
      }  
    },  
    "metadata": {  
      "detail_id": "uuid-string",  
      "detail_timestamp": "2026-04-15T16:30:00-07:00"  
    }  
  }  
}

AutopaySuccessEvent.v1

An autopay attempt was successful.

Code — N/A
Event trigger — An autopay attempt was successful.
Process — This process contains the event trigger:
- Set Autopay Plan endpoint

Field	Default	Description
`prn`	X	Galileo 12-digit payment reference number (PRN) for the account. Example: `"155101003022"`.
`executionId`	X	ULID to identify the successful autopay execution. Example: `"01HMD1A36ED0WDENYHV2FG3PHR"`.

AutopaySuccessEvent.v1 example

{  
  "detail": {  
    "data": {  
      "AutopaySuccessEvent.v1": {
	"prn": "074103447228",
	"executionId": "01HMD1A36ED0WDENYHV2FG3PHR"
      }  
    },  
    "metadata": {  
      "detail_id": "uuid-string",  
      "detail_timestamp": "2026-04-14T14:30:00-07:00"  
    }  
  }  
}

AutopayFailureEvent.v1

An autopay attempt has failed. No payment was made as a result.

Code — N/A
Event trigger — An autopay attempt failed.
Process — This process contains the event trigger:
- Set Autopay Plan endpoint

Field	Default	Description
`prn`	X	Galileo 12-digit payment reference number (PRN) for the account. Example: `"155101003022"`.
`executionId`	X	ULID to identify the autopay execution attempt. Example: `"01HMD1A36ED0WDENYHV2FG3PHR"`.
`statusCode`		Status code from the Program API that explains why the autopay attempt failed. Absent when no response code is available. Example: `“549-01”`

AutopayFailureEvent.v1 example

{
  "detail": {
    "data": {
      "AutopayFailureEvent.v1": {
	"prn": "155101003022",
	"executionId": "01HMD1A36ED0WDENYHV2FG3PHR",
	"statusCode": "549-01"

      }
    },
    "metadata": {
      "detail_id": "uuid-string",
      "detail_timestamp": "2026-04-14T14:30:00-07:00"
    }
  }
}

Responses

HTTP status codes that your endpoint should return:

Status Code	Description	Scenario
200 OK	Successfully received and accepted	Event received, validated, and queued/processed
400 Bad Request	Invalid request format	Malformed JSON or validation errors
401 Unauthorized	Authentication failure	JWT validation failed or invalid token
429 Too Many Requests	Rate limiting triggered	System cannot process more requests at this time
500 Internal Server Error	Server error	Unexpected error while processing
503 Service Unavailable	503 Service Unavailable Service unavailable	Service down for maintenance or experiencing issues