Custom Program

The setOverdraftLimit() method allows for the modification of the customer overdraft limit. There are configuration settings that define what the maximum and minimum limit can be for a given overdraft product. If needed, please work with your account manager to review configured limits.

Parameter Required Data Type Pattern Notes Example Value
apiLogin Yes String 50 characters or less Provider's Web Service Username as provided and authenticated by Galileo for the requesting IP Address. AbC123-9999
apiTransKey Yes String 15 characters or less Web Service Password as provided and authenticated by Galileo for the requesting IP Address. 4sb62fh6w4h7w34g
providerId Yes Integer 10 digits or less Galileo issued unique Provider identifier. 9999
transactionId Yes String 60 characters or less A unique system generated ID number that identifies the API transaction with Galileo Processing systems. A UUID is preferred. This must be different for each transaction. 9845dk-39fdk3fj3-4483483478
accountNo Yes String PAN or PRN Can be either a PAN (the 16 digit card number) or PRN (a unique 12 digit account identifier). 074103447228
amount Yes Amount Monetary amount 0 or greater. Currency amounts passed as whole or fractional amounts, examples: '100.00', '100', or '100.73'. 25.50
Status Codes
Status Code Description
0 Success
2 Invalid parameter(s)
534-01 Cardholder is not opted in to overdraft.
534-02 Error modifying limit -- see response_data errors.
-1 Indicates that the application record failed to update or return.
<?xml version="1.0" encoding="UTF-8"?>
   <system_timestamp>2015-09-08 15:37:34</system_timestamp>
     <provider_transaction_id>GAAP test</provider_transaction_id>
     <provider_timestamp>2015-09-08 15:37:31</provider_timestamp>
Response Description
status The condition of a process or response (such as embossed card, account, freeze, and so on).
status_code The status of the response.
system_timestamp A system generated timestamp.
response_data A structure for the response data. It can be empty but usually will contain information.
old_overdraft_limit After a overdraft limit change, lists the previous customer overdraft limit.
new_overdraft_limit Lists the changed customer overdraft limit.
processing_time The time elapsed in processing the transaction.
echo A structure that displays transaction ID information.
transaction_id A number that represents a transaction.
provider_transaction_id Secondary transaction identifier (generated by a provider).
provider_timestamp Store a related timestamp for reporting and troubleshooting purposes.
  Code Snippet

                    # The following shell script will use cURL to call setOverdraftLimit
# and return the json response.

curl -d '{"apiLogin":"AbC1234-9999", "apiTransKey":"9845dk-39fdk3fj3-4483483478", "transactionId":"45k-dk3fj3-44478", "accountNo":"074103447228", "amount":"25.50"}' \ 
-H "response-content-type: json" \ 
-X POST https://**your-full-implementation-url**/setOverdraftLimit
                    // The following Java code will make a setOverdraftLimit call
// and print the json response.

import java.util. *;

class GalileoAPICall
    public static void main(String[] args) {
        try {
            Map<String,Object> params = new LinkedHashMap<>();
           params.put("apiLogin", "AbC1234-9999");
           params.put("apiTransKey", "9845dk-39fdk3fj3-4483483478");
           params.put("transactionId", "45k-dk3fj3-44478");
           params.put("accountNo", "074103447228");
           params.put("amount", "25.50");
            StringBuilder postData = new StringBuilder();
            for (Map.Entry<String,Object> param : params.entrySet()) {
                if (postData.length() != 0) postData.append('&');
                postData.append(URLEncoder.encode(param.getKey(), "UTF-8"));
                postData.append(URLEncoder.encode(String.valueOf(param.getValue()), "UTF-8"));
            byte[] postDataBytes = postData.toString().getBytes("UTF-8");

            URL url = new URL("https://**your-full-implementation-url**/setOverdraftLimit");

            HttpURLConnection conn = (HttpURLConnection) url.openConnection();
            conn.setRequestProperty("response-content-type", "json");
            conn.setRequestProperty("Content-Length", String.valueOf(postDataBytes.length));

            String xmlOutput;

            Reader in = new BufferedReader(new InputStreamReader(conn.getInputStream(), "UTF-8"));
            for (int c; (c = >= 0;) {
        } catch (MalformedURLException e) {
        } catch (IOException e) {
                    # The following Python code will call setOverdraftLimit
# and print the json response.

import requests
headers = {'response-content-type': 'json'}
payload = {'apiLogin': 'AbC1234-9999', 'apiTransKey': '9845dk-39fdk3fj3-4483483478', 'transactionId': '45k-dk3fj3-44478', 'accountNo': '074103447228', 'amount': '25.50'}
r ='https://**your-full-implementation-url**/setOverdraftLimit', data=payload, headers=headers)
                    // The following PHP code will make a setOverdraftLimit call
// and prints the json response.

$endpoint = 'https://**your-full-implementation-url**/setOverdraftLimit';
$params = array('apiLogin'=>'AbC1234-9999', 'apiTransKey'=>'9845dk-39fdk3fj3-4483483478', 'transactionId'=>'45k-dk3fj3-44478', 'accountNo'=>'074103447228', 'amount'=>'25.50');

$curl = curl_init();
curl_setopt($curl, CURLOPT_POST, 1);
curl_setopt($curl, CURLOPT_POSTFIELDS, $params);
curl_setopt($curl, CURLOPT_URL, $endpoint);
curl_setopt($curl, CURLOPT_HTTPHEADER, array('response-content-type: json'));
curl_setopt($curl, CURLOPT_RETURNTRANSFER, 1);

$result = curl_exec($curl);
$json = new json_decode($result, true);

                    // The following C# code will make a setOverdraftLimit call
// and print the json response.

using System;using System.IO;
using System.Net;
using System.Text;

byte[] data = Encoding.ASCII.GetBytes(
WebRequest request = WebRequest.Create("https://**your-full-implementation-url**/setOverdraftLimit");
request.Method = "POST"\;
request.ContentLength = data.Length;
request.Headers.Add("response-content-type", "json");
using (Stream stream = request.GetRequestStream())
    stream.Write(data, 0, data.Length);
string responseContent = null;
using (WebResponse response = request.GetResponse())
    using (Stream stream = response.GetResponseStream())
        using (StreamReader sr = new StreamReader(stream))
            responseContent = sr.ReadToEnd();
                    # The following Ruby code will make a setOverdraftLimit call
# and print the json response.

require 'uri'
require 'net/http'

uri = URI("https://**your-full-implementation-url**/setOverdraftLimit")
https =, uri.port)
https.use_ssl = true
request =
request['response-content-type'] = 'json'
request.body = {apiLogin: 'AbC1234-9999', apiTransKey: '9845dk-39fdk3fj3-4483483478', transactionId: '45k-dk3fj3-44478', accountNo: '074103447228', amount: '25.50'}.to_json
response = https.request(request)
puts response