denied_auth_stip

A STIPSTIP - Stand-in processing. At times the network performs a transaction on Galileo's behalf, such as when Galileo does not respond in time. The network sends Galileo an advice to notify of the transaction that it performed. transaction was denied. A transaction that is denied in this manner is not sent via the Auth API. Available balance has not changed. You can receive this event only when STIPD is set to Y.

  • CodeSTPD
  • Event trigger — Galileo receives notification that a STIP authorization request was denied.

Fields

The data elements (DEs) indicated in the field descriptions may vary by network. All fields are strings. Your field names may vary.

Field Required Description
amount X

The amount of the authorization request. Includes local fees and upcharges. DE004 times the conversion rate in DE009. The amount is signed: - to debit the account and + to credit the account. Example: "10.25"

auth_id X

Galileo-generated ID for the authorization request. This ID is unique per subnetwork. Example: "12303090"

auth_tran_type

Based on DE003, processing code. Type of authorization request. See Authorization types for possible values. Example: "5"

balance_id X

The balance ID, also called the galileo_account_number. Example: "20211"

cad X

Galileo-generated card ID. Example: "12534"

currency

Currency code for amount, which is the currency of the cardholder account.. Example: "840"

local_surcharge_amt

The surcharge amount (DE028) added by the merchant or ATM operator. This amount is included in amount. Example: "2.50"

mcc X

Merchant category code (DE018). Example: "5712"

merchant_location X

Merchant city and state (from remaining part of ISO DE043). Example: "NEW YORK, NY"

merchant_name X

Merchant name (first 22 characters of DE043). Should not be used for matching; instead, use merchant_number. Example: "Widgets Incorporated"

merchant_number X

Merchant number (DE042). Example: "L4DIV6D5LM4X7LF"

network X

See Events Network Codes for possible values. Example: "V"

open_to_buy X

The available balance to spend. Example: "500.00"

pmt_ref_no X

Galileo 12-digit payment reference number (PRN) for the account. Example: "155101003022"

prod_id X

The product ID of the account. Example: "1701"

prog_id X

The program ID of the account. Example: "305"

response_code X

See Authorization Response Codes for possible values. Example: "05"

rules_results X

Comma-delimited list of DENY, WARN or FREEZE rules from Galileo's dynamic fraud engine. Example: "hr_crypto:DENY, intl_cnp_ecom:DENY"

stip_info X

Advice reason code from the network. See Stand-in processing for more information. Example: "9020"

timestamp X

Date-time when this event was created in Mountain Standard Time (GMT -0700). Format: YYYY-MM-DD hh:mm:ss MST Example: "2023-01-29 17:20:33 MST"

type X

The name of this event: "denied_auth_stip"

Example

# denied_auth_stip example:
{
  "amount": "10.25",
  "auth_id": "12303090",
  "auth_tran_type": "5",
  "balance_id": "20211",
  "cad": "12534",
  "currency": "840",
  "local_surcharge_amt": "2.50",
  "mcc": "5712",
  "merchant_location": "NEW YORK, NY",
  "merchant_name": "Widgets Incorporated",
  "merchant_number": "L4DIV6D5LM4X7LF",
  "network": "V",
  "open_to_buy": "500.00",
  "pmt_ref_no": "155101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "response_code": "05",
  "rules_results": "hr_crypto:DENY, intl_cnp_ecom:DENY",
  "stip_info": "9020",
  "timestamp": "2023-01-29 17:20:33 MST",
  "type": "denied_auth_stip"
}