Custom Program
Enumerations
Card Statuses

card_status

Description

A

Lost Card Waiting For Sufficient Funds

B

Blocked

C

Canceled

D

Disabled

F

Failed ID Validation

L

Lost

M

Moved to New Program

N

Active

O

Operations Hold

Q

Delinquent

R

Charged Off

S

Stolen

V

Application Submitted

W

Waiting for Payment

X

Set to Emboss

Y

Shipped/Ready to Activate

Z

Canceled without Refund

 

ACH Return Codes

return_code

Description

R01

Insufficient Funds

R02

Account not active

R03

Account cannot be found

R04

Invalid Account number structure

R05

Unauthorized Debit

R06

Returned per ODFI

R07

Authorization revoked by customer

R08

Payment Stopped

R09

Uncollected Funds

R10

Customer advises unauthorized transaction

R11

Check Truncation

R12

Account Sold to another DFI

R13

Invalid ACH Routing number

R14

Representative Payee deceased

R15

Beneficiary deceased

R16

Account Frozen

R20

Originator not allowed

 

Network

EVENTS TYPE

Subnetwork

NETWORK

A

 

Allpoint

D (Was "C" prior to 1/14/20)

 

Discover

M

MasterCard Banknet

MasterCard

S

 

Star

V

 

Visa

B

 (Was "P" prior to 1/14/20)

 

Pulse

P

 (Was "D" prior to 1/14/20)

MasterCard debit Switch (Maestro)

Maestro

I

Interlink

Visa

E (Was "P" prior to 1/14/20)

Visa Plus

Visa

R

Presto

Star

O

MoneyPass

Star

 

Response Codes

response_code

Description

00

Success

01

Issuer error

04

Pick up

05

Do not honor

06

Error

10

Partial approval

14

Invalid PAN

30

Format error

41

Lost fraud pick up

43

Stolen fraud pick up

51

NSF

54

Card expired

55

Invalid PIN

57

Transaction not permitted to cardholder

59

Suspected fraud (Visa only)

61

Exceeds amount limit

65

Exceeds count limit

75

PIN count exceeded

85

AVS only (no reason to decline)

87

Partial approval (POS amount ony, no cashback)

96

System error

N7

Invalid CVV2 (Visa Only)

 

Activity Types

(These did NOT change with the network update on 1/14/2020)

act_type

Description

AD

Adjustment

AP

Authorization

AS

Settle

AU

Authorization

DB

Debit Authorization

DC

Discover Authorization

FE

Fee

IS

Interlink Settlement

MP

MoneyPass Settlement

PL

Plus Settlement

PM

Payment

PR

Presto Settlement

PU

Pulse Authorization

SC

Discover Settlement

SD

Maestro/Cirrus Settlement

SE

MasterCard Settlement

SP

Pulse Settlement

SS

Star Settlement

ST

Star Authorization

TE

Transaction Expired

TH

Transaction Hold

VI

Visa Authorization

VS

Visa Settlement

O-types for Settlement
MC Settlement Otypes (trans_type)

Trans_type

10

Balance Inquiry

Trans_type

11

Transfer

Trans_type

13

Quasi-Cash

Trans_type

28

Load

Trans_type

4

Convenience Check

Trans_type

5

Purchase

Trans_type

50

Bill Pay

Trans_type

6

Merchant Credits

Trans_type

7

Cash Disbursements

Trans_type

8

Unique Transactions

Trans_type

9

ATM Disbursements

 

MC Debit/Visa/etc Otypes (trans_type)

record_type

A

Purchase with PIN

record_type

B

Balance Inquiry

record_type

C

Pre-auth completion

record_type

F

Fee Collect

record_type

G

Chargeback

record_type

H

Chargeback Reversal

record_type

I

Balance Inquiry

record_type

J

Debit or Credit Adjustment

record_type

L

Auth

record_type

M

Force Post Settle-Could not match to an Auth

record_type

N

Retail Sales

record_type

P

Retail Sales

record_type

R

Reversal-Credit Account

record_type

RW

Cash Reversal

record_type

S

Second Presentment

record_type

T

Load

record_type

U

Load Reversal

record_type

V

Reverse-Debiting Account

record_type

W

ATM Withdrawal

record_type

X

ATM Withdrawal

record_type

Z

Refund